Mortgage Brokers and Mortgage Advisers in Kingston upon Thames

Top 20 Mortgage Brokers & Advisers in Kingston upon Thames

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Here Are The Top 10 Independent Mortgage Advisers in Kingston Upon Thames.

 

Future Vision Financial Planning LimitedSuite 12, Claremont House, 22-24 Claremont Road, Surbiton, Kingston upon Thames, KT6 4QU0203 764 9810info@futurevisionfp.co.ukhttps://www.futurevisionfp.co.uk/
HP Financial Services Ltd1A Pool Road, West Molesey, Kingston upon Thames, KT8 2HE0207 371 9322haresh@hpfsuk.comhttps://hpfsuk.com/
STEADTREE FINANCE & PROPERTIES LTD96 Norbiton Hall, Birkenhead Avenue, Kingston Upon Thames, Surrey, KT2 6RR 020 3004 8898 | 07930 523 576ide@steadtreefinance.co.ukhttp://www.steadtreefinance.co.uk/default.htm
Capital Financial Consultants1st Floor Office, 55 High Street, Ewell Village Epsom, Kingston Upon Thames, KT17 1RX0208 393 6177/ 07774443815mr1blue@aol.comhttps://capitalfinancialconsultants.co.uk/
Atwoods LtdIbex House, 61 Baker Street, Weybridge, Kingston Upon Thames, KT13 8AH01932 820444weybridge@atwoodsgcs.co.ukhttps://www.atwoodsgcs.co.uk/index.php

 

 

 

Mortgage Advisers Kingston Upon Thames

 

What will mortgage advisers in Kingston Upon Thames actually do for you?

 

Mortgage Advisers in Kingston Upon Thames are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:

  • Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
  • Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
  • Checking that the client meets the lender’s criteria and can afford the mortgage.
  • Researching the market to find the best mortgage deals available.
  • Recommending the most suitable mortgage product and lender.
  • Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
  • Providing ongoing support and updates throughout the mortgage process until completion.
  • Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.

There are two main types of mortgage advisers in Kingston Upon Thames: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Harrogate, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.

 
 
 

What are the benefits of using mortgage advisers in Kingston Upon Thames?

 

The key benefits of using mortgage advisers in Kingston Upon Thames are:

  1. Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
  2. Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
  3. Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
  4. Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
  5. Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
  6. Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.

In summary, using mortgage advisers in Kingston Upon Thames can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.

 

What documents are required to apply for a mortgage through advisers in Kingston Upon Thames?

 

The key documents required to apply for a mortgage through mortgage advisers in Kingston Upon Thames are:

  1. Proof of identity and address:
    • Passport or driving license
    • Recent utility bill, bank statement, or council tax bill showing your current address.
  2. Financial documents:
    • Last 3 months’ bank statements.
    • Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
    • Details of any existing credit cards, loans, or mortgages.
    • Proof of deposit, such as savings account statements.
  3. Additional documents:
    • Proof of residency and nationality if you are not a UK citizen.
    • Copies of current mortgage statements if remortgaging.
    • Details of any employee benefits like death-in-service or sick pay.
    • Copies of the last 2 years’ contracts if you are a contractor.

The mortgage advisers in Kingston Upon Thames will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.

 

 

The Kingston Upon Thames Mortgage Advisers Listed Above Cover The Following Kingston Upon Thames Postcodes.
 
KT7THAMES DITTONpart of Long DittonThames Ditton, part of Weston GreenElmbridgeKingston upon Thames
KT8EAST MOLESEY; WEST MOLESEYEast MoleseyWest MoleseyHampton Court Palace and part of its Park; 1.5 Thames islands, part of Bushy Park, Hampton Court neighbourhood, HamptonElmbridge, Richmond upon Thames
KT9CHESSINGTONChessingtonMalden RushettHook, part of Long DittonElmbridge, Kingston upon Thames
KT10ESHEREsherClaygateHinchley Wood, part of Weston GreenElmbridge
KT11COBHAMCobhamStoke d’AbernonDownsideHatchford, parts of WisleyOckham and HershamElmbridge, GuildfordMole Valley
KT12WALTON-ON-THAMESWalton-on-ThamesHershamWhiteley VillageElmbridge

 

 
Useful Kingston Upon Thames Information.
 
London borough
Ceremonial countyGreater London
Region
CountryEngland
Sovereign stateUnited Kingdom
Post townKINGSTON UPON THAMES
Postcode districtKT1, KT2
Dialling code020

 

 

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