Mortgage Brokers and Mortgage Advisers in Manchester

Top 20 Mortgage Brokers & Advisers in Manchester

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Here are the Top 10 Independent Mortgage Advisers in Manchester.

 

Pinkstone Mortgage & Protection Advice Services11 Malton Avenue, Manchester, M21 8AT0161 870 8024james@pinkstonechase.co.ukhttp://www.pinkstonemortgage.co.uk/
Parkview Mortgages30 Park St30 Park St, Prestwich, Manchester, M25 1GT,0161 773 1069pat@parkviewmortgages.co.ukhttp://parkviewmortgages.co.uk/
Maxwell Moore Limited40 Trafalgar Road, Salford, Manchester, M6 8JD0330 122 7887info@maxwellmoore.co.ukhttps://maxwellmoore.co.uk/
Millhall Financial LtdOffice 1, 1 Bridgewater Road, Manchester, M28 3JE0161 669 4439info@millhallfs.comhttps://www.millhallfs.com/
LJ Financial Ltd2a Kelsall Street, Sale, Manchester, M33 7TB0207 732 8111admin@ljfinancial.co.ukhttp://www.ljfinancial.co.uk/
Chande Independent Financial Advisers Ltd1st Floor, The Granary, 50 Barton Road, Worsley, Manchester, M28 2EB0161 728 6677 | 07971 292825bhavesh@chande-ifa.comhttp://www.chande-ifa.com/
JonSimon Financial Advice Limited10 – 12 Church Street, Radcliffe, Manchester, M26 2SQ0161 710 2265N/Ahttps://www.jonsimonfa.co.uk/
Sherrard Financial Management37 Manchester Road, Worsley, Manchester, M28 3NS.0161 702 0661mike@sherrardfm.comhttps://www.sherrardfm.com/index.php

 

 

 

Mortgage Advisers Manchester

 

What will mortgage advisers in Manchester actually do for you?

 

Mortgage Advisers in Manchester are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:

  • Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
  • Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
  • Checking that the client meets the lender’s criteria and can afford the mortgage.
  • Researching the market to find the best mortgage deals available.
  • Recommending the most suitable mortgage product and lender.
  • Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
  • Providing ongoing support and updates throughout the mortgage process until completion.
  • Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.

There are two main types of mortgage advisers in Manchester: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Harrogate, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.

 
 
 

What are the benefits of using mortgage advisers in Manchester?

 

The key benefits of using mortgage advisers in Manchester are:

  1. Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
  2. Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
  3. Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
  4. Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
  5. Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
  6. Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.

In summary, using mortgage advisers in Manchester can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.

 

What documents are required to apply for a mortgage through advisers in Manchester?

 

The key documents required to apply for a mortgage through mortgage advisers in Manchester are:

  1. Proof of identity and address:
    • Passport or driving license
    • Recent utility bill, bank statement, or council tax bill showing your current address.
  2. Financial documents:
    • Last 3 months’ bank statements.
    • Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
    • Details of any existing credit cards, loans, or mortgages.
    • Proof of deposit, such as savings account statements.
  3. Additional documents:
    • Proof of residency and nationality if you are not a UK citizen.
    • Copies of current mortgage statements if remortgaging.
    • Details of any employee benefits like death-in-service or sick pay.
    • Copies of the last 2 years’ contracts if you are a contractor.

The mortgage advisers in Manchester will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.

 

 

 

 

The Manchester Mortgage Brokers Listed Above Cover The Following Manchester Postcodes.
 
M12MANCHESTERArdwickLongsightChorlton-on-MedlockManchester
M13MANCHESTERArdwickLongsightChorlton-on-MedlockManchester
M14MANCHESTERFallowfieldMoss SideLadybarnRusholmeVictoria ParkLongsightManchester
M15MANCHESTERHulme, Manchester Science Park, Old TraffordManchester, Trafford
M16MANCHESTERFirswoodOld TraffordWhalley RangeMoss SideManchester, Trafford
M17MANCHESTERTrafford ParkThe Trafford CentreTrafford
M18MANCHESTERAbbey HeyGortonManchester
M19MANCHESTERLevenshulmeBurnageManchester, Stockport
M20MANCHESTERDidsburyWithingtonManchester
M21MANCHESTERChorlton-cum-Hardy, Barlow MoorManchester

 

Additional Manchester Information.

 

Government
 • TypeMetropolitan borough
 • BodyManchester City Council
 • ExecutiveLeader and cabinet
Area
 • Total45 sq mi (116 km2)
 • Rank181st
Population
 (2022)[4]
 • Total568,996
 • Rank6th
 • Density12,700/sq mi (4,920/km2)
Demonyms

 

 

Speak to Manchester mortgage advisers. 

 

 
 

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