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Here Are The Top 10 Independent Mortgage Advisers in Newcastle upon Tyne.
| North East Mortgages | 31 Prensgarth Way, South Shields, Tyne & Wear, NE34 9HD | 0191 4899291 | 07887 882755 | office@ne-mortgages.co.uk | https://www.ne-mortgages.co.uk/ |
| AYP Financial Planning | 2B Tanners Yard, Hexham, Northumberland, NE46 3NL | 01434 607808 | info@aypfinancial.co.uk | https://aypfinancial.co.uk/ |
| Your First Quote Ltd | 10 Brett Close, Newcastle Upon Tyne, Tyne and Wear, NE7 7FE. | 07904 388995 | N/A | http://www.yourfirstquote.co.uk/ |
| Financially Sound Limited | 95 Leander Avenue, Stakeford, Northumberland, NE62 5BG | 01670 840 840 | 07711 289 196 | kevin@financially-sound.co.uk | https://www.financially-sound.co.uk/home/4581876505 |
| Instinct Financial Solutions | 696 Durham Rd, Low Fell, Gateshead NE9 6JA | 0191 491 0820 | info@instinctfinancialsolutions.co.uk | https://www.instinctfinancialsolutions.co.uk/index.html |
| Jackson Potter | Clavering Place, Newcastle upon Tyne, NE1 3NG | 0191 244 9330 | ncl@jacksonpotter.co.uk | https://www.jacksonpotter.co.uk/ |
| EMH Financial Planning | 11 Constable Gardens, South Shields, NE34 8LR | 07711 005774 | tony@emhfp.co.uk | https://www.emhfp.co.uk/ |
What will mortgage advisers in Newcastle upon Tyne actually do for you?
Mortgage Advisers in Newcastle upon Tyne are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:
- Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
- Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
- Checking that the client meets the lender’s criteria and can afford the mortgage.
- Researching the market to find the best mortgage deals available.
- Recommending the most suitable mortgage product and lender.
- Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
- Providing ongoing support and updates throughout the mortgage process until completion.
- Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.
There are two main types of mortgage advisers in Newcastle upon Tyne: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Newcastle upon Tyne, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.
What are the benefits of using mortgage advisers in Newcastle upon Tyne?
The key benefits of using mortgage advisers in Newcastle upon Tyne are:
- Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
- Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
- Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
- Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
- Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
- Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.
In summary, using mortgage advisers in Newcastle upon Tyne can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.
What documents are required to apply for a mortgage through advisers in Newcastle upon Tyne?
The key documents required to apply for a mortgage through mortgage advisers in Newcastle upon Tyne are:
- Proof of identity and address:
- Passport or driving license
- Recent utility bill, bank statement, or council tax bill showing your current address.
- Financial documents:
- Last 3 months’ bank statements.
- Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
- Details of any existing credit cards, loans, or mortgages.
- Proof of deposit, such as savings account statements.
- Additional documents:
- Proof of residency and nationality if you are not a UK citizen.
- Copies of current mortgage statements if remortgaging.
- Details of any employee benefits like death-in-service or sick pay.
- Copies of the last 2 years’ contracts if you are a contractor.
The mortgage advisers in Newcastle upon Tyne will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.
The Newcastle Upon Tyne Mortgage Advisers Listed Above Cover The Following Newcastle Upon Tyne Postcodes.
| NE11 | GATESHEAD | Dunston, Kibblesworth, Team Valley, MetroCentre | Metropolitan Borough of Gateshead |
|---|---|---|---|
| NE12 | NEWCASTLE UPON TYNE | Longbenton, Killingworth, Benton | City of Newcastle upon Tyne, Metropolitan Borough of North Tyneside |
| NE13 | NEWCASTLE UPON TYNE | Newcastle International Airport, Wideopen, Great Park, Dinnington, Woolsington, Hazlerigg | City of Newcastle upon Tyne |
| NE15 | NEWCASTLE UPON TYNE | Lemington, Throckley, Newburn, Fenham, Benwell, Scotswood | City of Newcastle upon Tyne |
| NE16 | NEWCASTLE UPON TYNE | Whickham, Sunniside, Burnopfield | City of Newcastle upon Tyne, Metropolitan Borough of Gateshead, County Durham |
| NE17 | NEWCASTLE UPON TYNE | Chopwell, Western Chopwell Wood | Metropolitan Borough of Gateshead |
| NE18 | NEWCASTLE UPON TYNE | Stamfordham, Dalton | Northumberland |
| NE19 | NEWCASTLE UPON TYNE | Byrness, Otterburn | Northumberland |
| NE20 | NEWCASTLE UPON TYNE | Ponteland | Northumberland |
| NE21 | BLAYDON-ON-TYNE | Blaydon, Winlaton | Metropolitan Borough of Gateshead |
Speak to Newcastle upon Tyne mortgage advisers.
