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Here Are The Top 10 Independent Mortgage Advisers in Newport.
| Clearwater Financial Solutions | 7 Baneswell Road, Newport, NP20 4BP | 01633 251555 | tracey@clearwaterfs.co.uk | https://www.clearwaterfs.co.uk/ |
| Safe Hands Mortgages & Protection | The Greyhound, Commercial Street, Pontypool, Torfaen, Newport, NP4 6JJ | 01495 366 177 | info@shmp.org.uk | https://safehandsmortgages.co.uk/ |
| Cornerstone Mortgages Limited | 88 Sycamore Avenue, Newport, NP19 9AJ | 07968 548 345 | 01633 270 571 | contact@cornerstonemortgagesltd.co.uk | https://www.cornerstonemortgagesltd.co.uk/ |
| Breakthrough Mortgage and Financial Services Limited | Glanbaiden House, Glanbaiden, Govilon, Abergavenny, Newport, NP7 9SE | 01873 831988 | info@BreakthroughMortgages.co.uk | https://breakthroughmortgages.co.uk/ |
| Odex Financial | Barn Farm, Station Road, Llanwern, Newport, NP18 2DW | 07940 493 675 | info@odexfinancial.co.uk | https://www.odexfinancial.co.uk/ |
| Homes Made Simple Limited | Suite 7-8, Raglan House, William Brown Close, Llantarnam, Newport, NP44 3AB. | 01633 302024 | enquiries@hms-limited.co.uk | https://hms-limited.co.uk/ |
| Priors Mortgages | 6 Highcroft Road, Newport, NP20 5EG | 01633 255353 | enquiry@priorsmortgages.co.uk | http://www.priorsmortgages.co.uk/ |
| The Money Partnership | 59 Commercial Street, Risca, Newport, NP11 6AW | 01633 987070 | info@themoneypartnership.com | https://www.themoneypartnership.com/ |
What will mortgage advisers in Newport actually do for you?
Mortgage Advisers in Newport are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:
- Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
- Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
- Checking that the client meets the lender’s criteria and can afford the mortgage.
- Researching the market to find the best mortgage deals available.
- Recommending the most suitable mortgage product and lender.
- Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
- Providing ongoing support and updates throughout the mortgage process until completion.
- Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.
There are two main types of mortgage advisers in Newport: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Newport, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.
What are the benefits of using mortgage advisers in Newport?
The key benefits of using mortgage advisers in Newport are:
- Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
- Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
- Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
- Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
- Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
- Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.
In summary, using mortgage advisers in Newport can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.
What documents are required to apply for a mortgage through advisers in Newport?
The key documents required to apply for a mortgage through mortgage advisers in Newport are:
- Proof of identity and address:
- Passport or driving license
- Recent utility bill, bank statement, or council tax bill showing your current address.
- Financial documents:
- Last 3 months’ bank statements.
- Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
- Details of any existing credit cards, loans, or mortgages.
- Proof of deposit, such as savings account statements.
- Additional documents:
- Proof of residency and nationality if you are not a UK citizen.
- Copies of current mortgage statements if remortgaging.
- Details of any employee benefits like death-in-service or sick pay.
- Copies of the last 2 years’ contracts if you are a contractor.
The mortgage advisers in Newport will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.
The Newport Mortgage Advisers Listed Above Cover The Following Newport Postcodes.
| NP13 | ABERTILLERY | Abertillery | Blaenau Gwent |
|---|---|---|---|
| NP15 | USK | Usk, Raglan | Monmouthshire |
| NP16 | CHEPSTOW | Chepstow, Sedbury, Beachley | Monmouthshire, Forest of Dean |
| NP18 | NEWPORT | Eastern Newport, including Caerleon, Langstone, Llanwern, Nash, Llandegveth Underwood | Newport, Monmouthshire, Torfaen |
| NP19 | NEWPORT | Eastern and East Central Newport, including: Beechwood, Maindee, St. Julians, Ringland | Newport |
| NP20 | NEWPORT | Western and West Central Newport, including: City centre, Pill, Maesglas, Crindau, Malpas, Bettws | Newport |
Additional Newport Information.
| Population (2021) ONS[9] | |
|---|---|
| • City and County Borough | 161,506 (council region) |
| • Rank | Conurbation • 3rd (Wales) • 26th (UK) |
| • Density | 2,059.6/sq mi (795.21/km2) |
| • Rank | 2011 Census • 2nd (Wales) • 55th (UK) |
| • Urban | 128,060 |
| • Urban density | 9,552.8/sq mi (3,688.36/km2) |
| • Metro | 1,190,835 (Cardiff City Region) |
| • Metro density | 1,205.6/sq mi (465.47/km2) |
| • Built-up area[4] | 306,844 |
| • Built-up area density[4] | 3,643.363km2 |
| Demonym | Newportonians |
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