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Here Are The Top 10 Independent Mortgage Advisers in Nottingham. Receive Free Expert Mortgage Advice.
| Pure Financial Decisions | 65 North Gate, Newark NG24 1HD | 0330 043 0525 | enquiries@pfdl.co.uk | https://www.purefinancialdecisions.com/ |
| Elementary Mortgage Solutions | 1 Richmond Gardens, Redhill, Nottingham, Nottinghamshire, NG5 8JS | 0115 7845780 | enquiries@elems.co.uk | https://www.elems.co.uk/ |
| Cherrywood Mortgages | The Office, Gothic House, Barkergate, Nottingham, NG1 1JU | 01158 242 111 | 07908 152 111 | info@cherrywoodmortgages.co.uk | http://cherrywoodmortgages.co.uk/ |
| IFA Consultants Ltd | 208 Rutland Road, West Bridgford, Nottingham, NG2 5DZ | 07720 890689 | 01159 821437 | manager@ifaconsultants.co.uk | https://ifaconsultants.co.uk/ |
| Hampshire Hill Group Ltd | 18-20 Low Street, Sutton-in-Ashfield, Nottingham, NG17 1DG | 01623 750 000 | info@hampshirehill.co.uk | https://hampshirehill.co.uk/ |
| Harmony Financial Services | 58 Talbot St, Nottingham, NG1 5GL | 0115 896 9776 | info@harmonyfs.co.uk | https://harmonyfs.co.uk/#top |
| Sense Financial Solutions | PO Box 9964, Nottingham NG16 9EE | 07753 774673 | info@itmakessense.co.uk | http://www.itmakessense.net/index.php |
| Key Mortgages and Protection | Carlton Business Hub, 9 Lowater Street, Carlton, Nottingham, NG4 1JF | 0115 853 2999 | enquiries@keymortgagesandprotection.co.uk | https://keymortgagesandprotection.co.uk/ |
What will mortgage advisers in Nottingham actually do for you?
Mortgage Advisers in Nottingham are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:
- Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
- Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
- Checking that the client meets the lender’s criteria and can afford the mortgage.
- Researching the market to find the best mortgage deals available.
- Recommending the most suitable mortgage product and lender.
- Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
- Providing ongoing support and updates throughout the mortgage process until completion.
- Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.
There are two main types of mortgage advisers in Nottingham: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Nottingham, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.
What are the benefits of using mortgage advisers in Nottingham?
The key benefits of using mortgage advisers in Nottingham are:
- Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
- Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
- Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
- Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
- Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
- Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.
In summary, using mortgage advisers in Nottingham can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.
What documents are required to apply for a mortgage through advisers in Nottingham?
The key documents required to apply for a mortgage through mortgage advisers in Nottingham are:
- Proof of identity and address:
- Passport or driving license
- Recent utility bill, bank statement, or council tax bill showing your current address.
- Financial documents:
- Last 3 months’ bank statements.
- Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
- Details of any existing credit cards, loans, or mortgages.
- Proof of deposit, such as savings account statements.
- Additional documents:
- Proof of residency and nationality if you are not a UK citizen.
- Copies of current mortgage statements if remortgaging.
- Details of any employee benefits like death-in-service or sick pay.
- Copies of the last 2 years’ contracts if you are a contractor.
The mortgage advisers in Nottingham will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.
The Nottingham Mortgage Advisers Listed Above Cover The Following Nottingham Postcodes.
| NG8 | NOTTINGHAM | Aspley, Wollaton, Whitemoor, Bilborough, Strelley | Nottingham, Broxtowe |
|---|---|---|---|
| NG9 | NOTTINGHAM | Beeston, Stapleford, Lenton Abbey, Chilwell, Trowell, Bramcote | Broxtowe, Nottingham |
| NG10 | NOTTINGHAM | Long Eaton, Sawley, Sandiacre | Erewash |
| NG11 | NOTTINGHAM | Clifton, Ruddington, Gotham, Kingston on Soar | Nottingham, Rushcliffe |
| NG12 | NOTTINGHAM | Cotgrave, Radcliffe on Trent, Keyworth, Edwalton | Rushcliffe |
| NG13 | NOTTINGHAM | Bingham, Whatton, Bottesford, Aslockton | Rushcliffe, Melton |
| NG14 | NOTTINGHAM | Calverton, Lowdham, Burton Joyce, Gunthorpe | Gedling |
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