Mortgage Brokers and Mortgage Advisers in Sunderland

Top 20 Mortgage Brokers & Advisers in Sunderland

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Here Are The Top 10 Mortgage Advisers in Sunderland Offering Free Mortgage Advice.

 

Viva Costa InternationalQuay West Business Village, 16 Pickersgill Court, Southwick, Sunderland SR5 2AQ0845 066 4444n/ahttp://www.vivacostainternational.com/
Independent Mortgages Direct NE11 Defender Ct, Sunderland SR5 3PE0191 548 2200n/ahttp://imdne.co.uk/
North East Mortgages – Mortgage Brokers & Protection Advisers31 Prensgarth Way, South Shields NE34 9HD0191 489 9291office@ne-mortgages.co.ukhttps://www.ne-mortgages.co.uk/
Advanced IFA63 Sea Rd, Roker, Sunderland SR6 9BW0191 548 3333office@advancedifa.co.ukhttp://advancedifa.co.uk/
Harton Mortgage Services297 Sunderland Rd, South Shields NE34 6RB0191 455 1100info@hartonmortgages.co.ukhttp://www.hartonmortgages.co.uk/
Newcastle Building Society14 Waterloo Pl, Sunderland SR1 3HT0191 565 0464n/ahttps://www.newcastle.co.uk/
Bespoq Commercial Solutions Ltd46 Frederick St, Sunniside, Sunderland SR1 1NF0191 466 1234lucy@bespoq.financehttps://www.bespoq.finance/

 

 

Mortgage Advisers Sunderland

 

 

What will mortgage advisers in Sunderland actually do for you?

 

Mortgage Advisers in Sunderland are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:

  • Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
  • Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
  • Checking that the client meets the lender’s criteria and can afford the mortgage.
  • Researching the market to find the best mortgage deals available.
  • Recommending the most suitable mortgage product and lender.
  • Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
  • Providing ongoing support and updates throughout the mortgage process until completion.
  • Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.

There are two main types of mortgage advisers in Sunderland: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Sunderland, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.

 
 
 

What are the benefits of using mortgage advisers in Sunderland?

 

The key benefits of using mortgage advisers in Sunderland are:

  1. Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
  2. Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
  3. Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
  4. Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
  5. Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
  6. Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.

In summary, using mortgage advisers in Sunderland can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.

 

What documents are required to apply for a mortgage through advisers in Sunderland?

 

The key documents required to apply for a mortgage through mortgage advisers in Sunderland are:

  1. Proof of identity and address:
    • Passport or driving license
    • Recent utility bill, bank statement, or council tax bill showing your current address.
  2. Financial documents:
    • Last 3 months’ bank statements.
    • Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
    • Details of any existing credit cards, loans, or mortgages.
    • Proof of deposit, such as savings account statements.
  3. Additional documents:
    • Proof of residency and nationality if you are not a UK citizen.
    • Copies of current mortgage statements if remortgaging.
    • Details of any employee benefits like death-in-service or sick pay.
    • Copies of the last 2 years’ contracts if you are a contractor.

The mortgage advisers in Sunderland will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.

 

The Sunderland Mortgage Advisers Listed Above Cover The Following Sunderland Postcodes.
SR1SUNDERLANDSunderland City Centre, East End, Hendon (north of Egerton Street)Sunderland
SR2SUNDERLANDAshbrookeRyhopeGrangetownHendon (south of Salisbury Street), HillviewThornhillSunderland
SR3SUNDERLANDChapelgarth, Doxford ParkFarringdon, Elstob Farm, Essen Way, Gilley Law, Hall Farm, HerringtonHumbledon Hill, Mill Hill, Moorside, Plains FarmRyhopeSilksworthSpringwell VillageThorney CloseTunstallSunderland
SR4SUNDERLANDAyres QuayBarnes, Chester Road, DeptfordFord EstateGrindon, Hastings Hill, Hylton Lane Estate, High Barnes, Millfield, Tyne and WearPallionFord EstatePennywellSouth HyltonSunderland
SR5SUNDERLANDCarley HillCastletownDownhillFulwell (west of Metro line), Hylton CastleHylton Red HouseMarley Pots, Monkwearmouth (west of Metro line), Sheepfolds, SouthwickTown End FarmWitherwackSunderland
SR6SUNDERLANDCleadonFulwell (east of Metro line), Monkwearmouth (east of Metro line), North Haven, Roker, St Peter’s Riverside, Seaburn, Seaburn Dene, South BentsWhitburnSunderland, South Tyneside
SR7SEAHAMCold HesledonDalton-le-DaleDawdonDenesideGreenhillMurtonNorthleaParksideSeahamWestleaCounty Durham
SR8PETERLEEEasingtonEasington CollieryHordenLittle ThorpePeterleeCounty Durham

 

 

Speak to Sunderland mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Sunderland mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.

 

 
 

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