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Top 20 Mortgage Brokers & Advisers in Blackburn
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Here are the Top 10 Independent Mortgage Advisers and Mortgage Brokers in Blackburn:
| O’Malley Mortgage Services Ltd | 80 Woodlands Avenue, Cherry Tree, Blackburn, BB2 5NN | 07971 673 083 | ko@omalleymortgages.co.uk | https://www.omalleymortgages.co.uk/ |
| Prince & King Financial Services | The Bank Buildings, 32-34 Victoria Road, Earby, Lancs, BB18 6UR | 01282 844849 | info@princeandking.com | https://www.princeandking.com/ |
| Pacific Financial Services (North West) Limited | 150 Briercliffe Rd, Burnley, Lancs BB10 2NZ | 01282 420334 | N/A | https://pacificfinancial.co.uk/ |
| Magnum Financial Solutions Limited | Office 112A, Business First Centre, Liverpool Road, Burnley, Lancashire BB12 6HA | 01282 421 022 | info@magnumfinancial.co.uk | http://www.magnumfinancial.co.uk/ |
| Get Set Mortgages Ltd | 8 Mellor Cl, Blackburn BB2 7FL | 44 800 772 3138 | 44 7974 110156 | sadia@getsetfs.co.uk | |
| DH Mortgage Brokers | 22-24 Queen St, Great Harwood, Blackburn BB6 7QQ | 44 1254 839114 | N/A | http://www.dhmortgagebrokers.co.uk/ |
| Millennium Finance Ltd | 169 Blackburn Rd, Bolton BL1 8HE | 1204 366565 | 07879 497494 | N/A | |
| Ecompli (UK) Limited | Moreton House, 16 Trident Park, Trident Way, Blackburn, Lancashire, BB1 3NU | 01254 675 674 | info@ecompli.co.uk | https://www.ecompli.co.uk/ |
These Independent Mortgage Advisers and Brokers cover the following Blackburn Postcodes:
| Postcode | Post town | Postcode | Post town | ||||
| BB0 | BLACKBURN | BB8 | COLNE | ||||
| BB1 | BLACKBURN | BB9 | NELSON | ||||
| BB2 | BLACKBURN | BB10 | BURNLEY | ||||
| BB3 | DARWEN | BB11 | BURNLEY | ||||
| BB4 | ROSSENDALE | BB12 | BURNLEY | ||||
| BB5 | ACCRINGTON | BB18 | BARNOLDSWICK | ||||
| BB6 | BLACKBURN | BB18 | BARNOLDSWICK | ||||
| BB7 | CLITHEROE |
How to choose the right mortgage advisers for your needs in Blackburn
When choosing the right mortgage adviser for your needs, here are some key factors to consider:
Look for a whole-of-market adviser
One of the most important things is to find a mortgage adviser that has access to the entire mortgage market, not just a limited panel of lenders. A whole-of-market adviser can compare products from all available lenders to find the best deal tailored to your specific circumstances.
Ask about direct-only deals
Some mortgage products are only available if you apply directly with the lender, not through an adviser. A good adviser should inform you about any direct-only deals that could potentially be cheaper for you, even though they can’t arrange those mortgages themselves.
Consider the type of adviser
You have the choice between traditional mortgage brokers who provide face-to-face or phone advice, and online/digital mortgage advisers that operate through websites and apps. Evaluate which approach suits your preferences and needs.
Check their qualifications and regulation
Make sure the mortgage adviser is qualified, regulated by the Financial Conduct Authority (FCA), and follows industry standards. This ensures you receive professional, unbiased advice. Advisers who are members of bodies like the Association of Mortgage Intermediaries (AMI) are a good sign.
Understand their fees and commissions
Mortgage advisers in Blackburn may charge fees (flat rate, percentage-based, or hourly) or receive commissions from lenders, or both. Get full transparency on their fee structure and how they are compensated before engaging them.
Assess their expertise and customer service
Look for mortgage advisers in Blackburn with expertise in your specific situation, such as first-time buyers, self-employed, or complex financial circumstances. Read reviews, get recommendations, and ensure they can provide the level of guidance and support you need throughout the process.
By considering factors like whole-of-market access, qualifications, fees, expertise, and customer service, you can increase your chances of finding the right mortgage adviser to secure the best mortgage deal for your unique needs.
What questions should i ask a mortgage advisers in Blackburn before hiring them?
When considering hiring a mortgage adviser, it’s important to ask the right questions to ensure you find a qualified and reputable professional who can provide the best guidance and options for your specific circumstances. Here are some key questions you should ask a mortgage adviser before hiring them:
1. Are you authorized and regulated by the Financial Conduct Authority (FCA)?
Ensure the mortgage advisers in Blackburn are properly authorized and regulated by the FCA to provide mortgage advice. You can verify their status on the FCA register.
2. Are you a whole-of-market adviser?
Ask if the mortgage advisers in Blackburn have access to mortgage products from all lenders across the entire market, not just a limited panel. Whole-of-market access gives you the best chance of finding the most suitable deal.
3. How much do you charge, and how are you compensated?
Understand the adviser’s fee structure upfront, whether it’s a flat fee, percentage-based, or hourly rate. Also, ask if they receive commission from lenders and how this could potentially influence their recommendations.
4. What qualifications and experience do you have?
Enquire about the adviser’s qualifications, years of experience, and areas of expertise (e.g., first-time buyers, self-employed, complex cases).
5. Can you explain the different mortgage types and options?
A good adviser should be able to clearly explain the various mortgage products, interest rate types, and loan terms to help you make an informed decision.
6. How much can I borrow, and what deposit will I need?
The adviser should assess your financial situation, income, and credit profile to provide an estimate of how much you can borrow and the required deposit amount.
7. What is your process and level of support?
Ask about the mortgage advisers in Blackburn process, from initial consultation to application and completion, and the level of support and communication you can expect throughout.
8. Do you have professional indemnity insurance?
Ensure the adviser has professional indemnity insurance in case you need to make a claim for negligent advice.
9. Can you provide references or reviews?
Request references or read reviews from previous clients to gauge the adviser’s reputation and customer satisfaction levels.
By asking these questions, you can better evaluate a mortgage adviser’s qualifications, expertise, transparency, and ability to find the most suitable mortgage product for your needs.
Speak to Blackburn mortgage brokers and mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Blackburn mortgage brokers and mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.
More Blackburn Information
| Population | 120,500 [1] |
|---|---|
| • Density | 11,114/sq mi (4,291/km2)[2] |
| Demonym | Blackburnian |
| OS grid reference | SD685277 |
| • London | 184 mi (296 km) SSE |
| Unitary authority | |
| Ceremonial county | |
| Region | |
| Country | England |
| Sovereign state | United Kingdom |
| Post town | BLACKBURN |
| Postcode district | BB1, BB2 |
| Dialling code | 01254 |
| Police | Lancashire |
| Fire | Lancashire |
| Ambulance | North West |
| UK Parliament | |
