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Top 20 Mortgage Brokers & Advisers in Bradford
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Here are the Top 10 Independent Mortgage Advisers in Bradford:
| Selective Mortgages Ltd | 31 Farley Crescent, Keighley, BD22 7SH | 0800 0157776 | 07986 388080 | admin@selectivemortgages.co.uk | https://www.selectivemortgages.co.uk/ |
| Fasttrack Mortgages | 89-93 Manningham Lane, Bradford. West Yorkshire. BD1 3BN | 01274 962606 | 07903 108098 | info@fasttrackmortgages.co.uk | https://www.fasttrackmortgages.co.uk/ |
| Alexander Financial Solutions Ltd | 7 Park Close, Drighlington, Bradford, BD11 1AX | 0330 043 2906 | info@alexfs.co.uk | https://www.alexanderfinancialsolutions.co.uk/ |
| CS Mortgage Solutions | 45-47 Godwin Street Bradford BD1 2SH | 0330 332 5432 | hello@csmortgagesolutions.co.uk | https://www.csmortgagesolutions.co.uk/ |
| Park Gate Financial Limited | 10 Park Gate, Bradford BD1 5BS | 01274 701 888 | enquiries@10parkgate.co.uk | http://www.10parkgate.co.uk/index.html |
| Mortgage Solutions | 1a Fairfax House, Wool Gate, Cottingley Business Park, Bingley, West Yorkshire, BD16 1PE | 01274 592004 | enquiries@mortgagesolutionsuk.com | http://www.mortgagesolutionsuk.com/ |
| Altogether Financial Solutions Ltd | Suite 5, First Floor, Briar Rhydding House, Briar Rhydding, Baildon, Shipley, Bradford, West Yorkshire, BD17 7JW | 01274 590944 | save@altogetherfinancial.co.uk | https://www.altogetherfinancial.co.uk/ |
| Shield Financial Planning Ltd | 31-33 Saltaire Road, Shipley, West Yorkshire, BD18 3HH. | 01274 062 672 | info@shieldfp.co.uk | https://shieldfp.co.uk/ |
How to choose the right mortgage advisers in Bradford for your needs
When choosing the right mortgage adviser for your needs, here are some key factors to consider:
Look for whole-of-market mortgage advisers in Bradford
One of the most important things is to find a mortgage adviser that has access to the entire mortgage market, not just a limited panel of lenders. A whole-of-market adviser can compare products from all available lenders to find the best deal tailored to your specific circumstances.
Ask about direct-only deals
Some mortgage products are only available if you apply directly with the lender, not through an adviser. A good adviser should inform you about any direct-only deals that could potentially be cheaper for you, even though they can’t arrange those mortgages themselves.
Consider the type of adviser
You have the choice between traditional mortgage brokers who provide face-to-face or phone advice, and online/digital mortgage advisers in Bournemouth that operate through websites and apps. Evaluate which approach suits your preferences and needs.
Check their qualifications and regulation
Make sure the mortgage advisers in Bradford are qualified, regulated by the Financial Conduct Authority (FCA), and follows industry standards. This ensures you receive professional, unbiased advice. Advisers who are members of bodies like the Association of Mortgage Intermediaries (AMI) are a good sign.
Understand their fees and commissions
Mortgage advisers in Bradford may charge fees (flat rate, percentage-based, or hourly) or receive commissions from lenders, or both. Get full transparency on their fee structure and how they are compensated before engaging them.
Assess their expertise and customer service
Look for mortgage advisers in Bradford with expertise in your specific situation, such as first-time buyers, self-employed, or complex financial circumstances. Read reviews, get recommendations, and ensure they can provide the level of guidance and support you need throughout the process.
By considering factors like whole-of-market access, qualifications, fees, expertise, and customer service, you can increase your chances of finding the right mortgage adviser to secure the best mortgage deal for your unique needs
What questions should i ask mortgage advisers in Bradford before hiring them?
When considering hiring mortgage advisers in Bradford, it’s important to ask the right questions to ensure you find a qualified and reputable professional who can provide the best guidance and options for your specific circumstances. Here are some key questions you should ask a mortgage adviser before hiring them:
1. Are you authorized and regulated by the Financial Conduct Authority (FCA)?
Ensure the advisers in Bradford are properly authorised and regulated by the FCA to provide mortgage advice. You can verify their status on the FCA register.
2. Are you a whole-of-market adviser?
Ask if the advisers in Bradford have access to mortgage products from all lenders across the entire market, not just a limited panel. Whole-of-market access gives you the best chance of finding the most suitable deal.
3. How much do you charge, and how are you compensated?
Understand the adviser’s fee structure upfront, whether it’s a flat fee, percentage-based, or hourly rate. Also, ask if they receive commission from lenders and how this could potentially influence their recommendations.
4. What qualifications and experience do you have?
Inquire about the adviser’s qualifications, years of experience, and areas of expertise (e.g., first-time buyers, self-employed, complex cases).
5. Can you explain the different mortgage types and options?
Good mortgage advisers in Bradford should be able to clearly explain the various mortgage products, interest rate types, and loan terms to help you make an informed decision.
6. How much can I borrow, and what deposit will I need?
The adviser should assess your financial situation, income, and credit profile to provide an estimate of how much you can borrow and the required deposit amount.
7. What is your process and level of support?
Ask about the adviser’s process, from initial consultation to application and completion, and the level of support and communication you can expect throughout.
8. Do you have professional indemnity insurance?
Ensure the mortgage advisers in Bradford have professional indemnity insurance in case you need to make a claim for negligent advice.
9. Can you provide references or reviews?
Request references or read reviews from previous clients to gauge the adviser’s reputation and customer satisfaction levels.
By asking these questions, you can better evaluate a mortgage adviser’s qualifications, expertise, transparency, and ability to find the most suitable mortgage product for your needs.
These Mortgage Advisers cover the following Bradford Postcodes
BD1 to BD10 Postcodes
| BD1 | BRADFORD | Bradford City Centre, Little Germany, Goitside, Independent Quarter, West End, City Park | Bradford |
|---|---|---|---|
| BD2 | BRADFORD | Eccleshill, Five Lane Ends, parts of Undercliffe, Fagley, Bolton Woods, Poplars Farm, Swain House, Ashbourne, High House, Grove House | Bradford |
| BD3 | BRADFORD | Barkerend, Bradford Moor, Thornbury, Eastbrook, Pollard Park, parts of, Laisterdyke, Undercliffe, Wapping | Bradford, Leeds |
| BD4 | BRADFORD | Bierley, East Bowling, East Bierley, Laisterdyke, Tong, Tong Street, Holme Wood, Dudley Hill, Tyersal, Swaine Green, Cutler Heights, Tong Village | Bradford, Leeds, Kirklees |
| BD5 | BRADFORD | Bankfoot, Little Horton, West Bowling, Canterbury, Marshfields, Ripleyville, | Bradford |
| BD6 | BRADFORD | Buttershaw, Wibsey, Woodside, Westwood Park, Odsal, Staithgate, parts of Horton Bank Top (Cooperville) | Bradford |
| BD7 | BRADFORD | Great Horton, Lidget Green, Scholemoor, Horton Bank Top, Horton Grange | Bradford |
| BD8 | BRADFORD | Manningham, Girlington, White Abbey, Lower Grange, Four Lane Ends, Whetley, Longlands, West Park, Rhodesway, Crossley Hall, Belle Vue | Bradford |
| BD9 | BRADFORD | Frizinghall, Emm Lane, Heaton, Daisy Hill, Haworth Road Estate, Chellow Heights, Chellow Grange | Bradford |
| BD10 | BRADFORD | Apperley Bridge, parts of Eccleshill, Greengates, Idle, Ravenscliffe, Thackley, Thorpe Edge. | Bradford, Leeds |
Postcodes BD11 to BD20
| BD11 | BRADFORD | Adwalton, Birkenshaw, Cockersdale, Drighlington | Kirklees, Leeds |
|---|---|---|---|
| BD12 | BRADFORD | Low Moor, Oakenshaw, Wyke, Lower Wyke, Delph Hill | Bradford, Kirklees |
| BD13 | BRADFORD | Cullingworth, Clayton Heights Denholme, Queensbury, Thornton, School Green | Bradford |
| BD14 | BRADFORD | Clayton | Bradford |
| BD15 | BRADFORD | Allerton, Norr, Wilsden, Sandy Lane | Bradford |
| BD16 | BINGLEY | Bingley, Cottingley, Eldwick, Harden | Bradford |
| BD17 | SHIPLEY | Baildon, Shipley | Bradford |
| BD18 | SHIPLEY | Saltaire, Shipley, Windhill, Wrose | Bradford |
| BD19 | CLECKHEATON | Cleckheaton, Gomersal, Scholes | Kirklees |
| BD20 | KEIGHLEY | Cononley, Lothersdale, Cross Hills, Glusburn, Kildwick, Silsden, Steeton, Utley, Riddlesden, Sutton-in-Craven, Bradley, Farnhill | Bradford, North Yorkshire |
BD21 to BD24 Postcodes
| BD21 | KEIGHLEY | Hainworth, Keighley | Bradford |
|---|---|---|---|
| BD22 | KEIGHLEY | Cowling, Haworth, Oakworth, Oxenhope, Cross Roads | Bradford |
| BD23 | SKIPTON | Carleton-in-Craven, Embsay, Thornton in Craven, Gargrave, Grassington, Hebden, Hellifield, Horton, Kettlewell, Kirkby Malham, Skipton, Threshfield, Tosside | North Yorkshire, Ribble Valley |
| BD24 | SETTLE | Giggleswick, Horton in Ribblesdale, Settle | North Yorkshire |
More Bradford Information
| Area | 141.313 sq mi (366.00 km2) |
|---|---|
| Population | 546,976 [1] |
| • Density | 3,871/sq mi (1,495/km2) |
| Demonym | Bradfordian[2] |
| OS grid reference | SE163329 |
| • London | 174 mi (280 km) S |
| Metropolitan borough | |
| Metropolitan county | |
| Region | |
| Country | England |
| Sovereign state | United Kingdom |
| Areas of the city (2011 census BUASD) | List |
| Post town | BRADFORD |
| Postcode district | BD1–BD15 |
| Dialling code | 01274 |
| Police | West Yorkshire |
| Fire | West Yorkshire |
| Ambulance | Yorkshire |
| UK Parliament | |
| Website | bradford |
Speak to Bradford mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Bradford mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.
