Mortgage Brokers and Mortgage Advisers in Brighton

Top 20 Mortgage Brokers & Advisers in Brighton

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Here Are The Top 10 Mortgage Advisers in Brighton.

 

Grange Financial ServicesGrange House, 68 Greenways, Brighton, BN2 7BL01273 390951info@grangefinancial.co.ukhttp://grangefinancial.co.uk/
Mortgage Medics Limited85 Ditchling Road, Brighton, BN1 4SD01273 87 87 60brighton@mortgage-medics.comhttps://www.mortgage-medics.com/
Sussex Independent Financial Advisers LtdDownford House, George Street, Hailsham, East Sussex, BN27 1AE01323 441788reception@sussexifa.comhttps://www.sussexifa.com/
Mortgage Studio25 Phoenix Way, Southwick, Brighton BN42 4HP01273 239170steve@mortgage-studio.co.ukhttps://www.mortgage-studio.co.uk/
PELLOW MORTGAGE SOLUTIONSMalthouse Office, 126 Wish Hill, Eastbourne, East Sussex, BN20 9HL01323 325500 | 07966 513318marcus@pellowmortgagesolutions.co.ukhttp://www.pellowmortgagesolutions.co.uk/index.html
Hunter Financial Management Ltd9 Sutton Road, Seaford, East Sussex, BN25 1RU01323 873733info@hunter-financial-management.co.ukhttps://www.hunter-financial-management.co.uk/
JXP6 Clinton Place Seaford, East Sussex BN25 1NL01323 890302info@jxpc.co.ukhttps://jxpc.co.uk/
Pebble Independent Financial Services Ltd136 Beach Green, Shoreham by Sea, BN43 5YA01273 525080info@pebble-financial.co.ukhttps://pebble-financial.co.uk/

 

 

 

Mortgage Advisers Brighton

How to choose the right mortgage advisers in Brighton for your needs

When choosing the right mortgage adviser for your needs, here are some key factors to consider:

Look for whole-of-market mortgage advisers in Brighton

One of the most important things is to find a mortgage adviser that has access to the entire mortgage market, not just a limited panel of lenders. A whole-of-market adviser can compare products from all available lenders to find the best deal tailored to your specific circumstances.

Ask about direct-only deals

Some mortgage products are only available if you apply directly with the lender, not through an adviser. A good adviser should inform you about any direct-only deals that could potentially be cheaper for you, even though they can’t arrange those mortgages themselves.

Consider the type of adviser

You have the choice between traditional mortgage brokers who provide face-to-face or phone advice, and online/digital mortgage advisers in Brighton that operate through websites and apps. Evaluate which approach suits your preferences and needs.

Check their qualifications and regulation

Make sure the mortgage advisers in Brighton are qualified, regulated by the Financial Conduct Authority (FCA), and follows industry standards. This ensures you receive professional, unbiased advice. Advisers who are members of bodies like the Association of Mortgage Intermediaries (AMI) are a good sign.

Understand their fees and commissions

Mortgage advisers in Brighton may charge fees (flat rate, percentage-based, or hourly) or receive commissions from lenders, or both. Get full transparency on their fee structure and how they are compensated before engaging them.

Assess their expertise and customer service

Look for mortgage advisers in Brighton with expertise in your specific situation, such as first-time buyers, self-employed, or complex financial circumstances. Read reviews, get recommendations, and ensure they can provide the level of guidance and support you need throughout the process.

By considering factors like whole-of-market access, qualifications, fees, expertise, and customer service, you can increase your chances of finding the right mortgage adviser to secure the best mortgage deal for your unique needs

What questions should i ask mortgage advisers in Brighton before hiring them?

When considering hiring mortgage advisers in Brighton, it’s important to ask the right questions to ensure you find a qualified and reputable professional who can provide the best guidance and options for your specific circumstances. Here are some key questions you should ask a mortgage adviser before hiring them:

1. Are you authorized and regulated by the Financial Conduct Authority (FCA)?

Ensure the advisers in Brighton are properly authorised and regulated by the FCA to provide mortgage advice. You can verify their status on the FCA register.

2. Are you a whole-of-market adviser?

Ask if the advisers in Brighton have access to mortgage products from all lenders across the entire market, not just a limited panel. Whole-of-market access gives you the best chance of finding the most suitable deal.

3. How much do you charge, and how are you compensated?

Understand the adviser’s fee structure upfront, whether it’s a flat fee, percentage-based, or hourly rate. Also, ask if they receive commission from lenders and how this could potentially influence their recommendations.

4. What qualifications and experience do you have?

Inquire about the adviser’s qualifications, years of experience, and areas of expertise (e.g., first-time buyers, self-employed, complex cases).

5. Can you explain the different mortgage types and options?

Good mortgage advisers in Brighton should be able to clearly explain the various mortgage products, interest rate types, and loan terms to help you make an informed decision.

6. How much can I borrow, and what deposit will I need?

The adviser should assess your financial situation, income, and credit profile to provide an estimate of how much you can borrow and the required deposit amount.

7. What is your process and level of support?

Ask about the adviser’s process, from initial consultation to application and completion, and the level of support and communication you can expect throughout.

8. Do you have professional indemnity insurance?

Ensure the mortgage advisers in Brighton have professional indemnity insurance in case you need to make a claim for negligent advice.

9. Can you provide references or reviews?

Request references or read reviews from previous clients to gauge the adviser’s reputation and customer satisfaction levels.

By asking these questions, you can better evaluate a mortgage adviser’s qualifications, expertise, transparency, and ability to find the most suitable mortgage product for your needs.

 

 

These Mortgage Brokers Cover The Following Brighton Postcodes.

 

Brighton Postcodes BN1 to BN10
 
BN1BRIGHTONBrightonColdeanFalmerHollingburyPatchamPrestonStanmerWithdeanBrighton and HoveLewes
BN2BRIGHTONBrightonBevendeanBrighton MarinaKemptownMoulsecoomb, OvingdeanRottingdeanSaltdeanWoodingdeanBrighton and Hove, Lewes
BN3HOVEHoveAldringtonHangletonWest BlatchingtonBrighton and Hove
BN5HENFIELDHenfieldBlackstoneEdburtonFulkingSmall DoleWinehamWoodmancoteHorshamMid Sussex
BN6HASSOCKSHassocksAlbourneClaytonDitchlingGoddards GreenHurstpierpointKeymer, NewtimberSayers CommonStreatWestmestonLewes, Mid Sussex
BN7LEWESLewesCooksbridgeEast ChiltingtonIfordKingstonOffhamPlumptonPlumpton GreenRodmellSouthease, Swanborough, TelscombeLewes
BN8LEWESBarcombeBarcombe CrossBeddingham, Chailey Green, ChiddinglyEast HoathlyFirleGlyndeHallandHamsey, Holmes Hill, LaughtonNewickNorth ChaileyRingmerRipeShortgateSouth Chailey, Southerham, Stoneham, WhitesmithLewes, Wealden
BN9NEWHAVENNewhavenPiddinghoeSouth HeightonTarring NevilleLewes
BN10PEACEHAVENPeacehavenTelscombe CliffsLewes
 
Postcodes BN11 to BN21
 
BN11WORTHINGWorthingWorthing
BN12WORTHINGWorthingFerringGoring-by-SeaArun, Worthing
BN13WORTHINGWorthingClaphamDurrington, High SalvingtonPatchingTarringArun, Worthing
BN14WORTHINGWorthingBroadwaterFindon, Northend, TarringArun, Worthing
BN15LANCINGLancingCoombesSomptingAdur, Worthing
BN16LITTLEHAMPTONAngmeringEast PrestonKingston GorseRustingtonArun
BN17LITTLEHAMPTONLittlehamptonClimpingLyminsterWickArun
BN18ARUNDELArundelAmberley, Binsted, Burpham, Crossbush, Fontwell, FordHoughtonMadehurstPolingSlindon, Slindon Common, South StokeTortingtonWalbertonWarningcamp, Wepham, YaptonArun, Horsham
BN20EASTBOURNEEastbourneBeachy HeadEast DeanFriston, Old Town, Ratton, WannockWillingdonEastbourne, Wealden
BN21EASTBOURNEEastbourne, Old TownEastbourne
 
Brighton Postcodes BN22 to BN45
 
BN22EASTBOURNEEastbourneHampden ParkWillingdonEastbourne, Wealden
BN23EASTBOURNEEastbourne, Friday Street, LangneySovereign HarbourEastbourne
BN24PEVENSEYPevensey, Beachlands, Hankham, Normans Bay, Pevensey BayStone CrossWesthamWealden
BN25SEAFORDSeafordBishopstoneCuckmere HavenExceat, Norton, Rookery Hill, WestdeanLewes, Wealden
BN26POLEGATEPolegateAlcistonAlfriston, ArlingtonBerwick, Caneheath, Filching, FolkingtonJevingtonLitlingtonLullingtonMilton Street, Sayerland, Selmeston, Summerhill, WilmingtonWealden
BN27HAILSHAMHailsham, Amberstone, Bodle Street, Bodle Street Green, Boreham Street, Carters Corner, Chalvington, Cowbeech, Downash, Golden Cross, HellinglyHerstmonceux, Horsebridge, Lower Dicker, Lower Horsebridge, Magham Down, Mulbrooks, Rickney, Trolliloes, Upper DickerWartlingWindmill HillWealden
BN41BRIGHTONFishersgate, PortsladeAdur, Brighton and Hove
BN42BRIGHTONSouthwickAdur
BN43SHOREHAM-BY-SEAShoreham-by-SeaAdur
BN44STEYNINGSteyningAshurstBotolphsBramberUpper BeedingWistonHorsham
BN45BRIGHTONPoyningsPyecombeSaddlescombeMid Sussex

 

 

 

 

More Brighton Information.

 

Coordinates: 50°49′15″N 00°08′15″W
Sovereign stateUnited Kingdom
Constituent countryEngland
RegionSouth East England
Ceremonial countyEast Sussex
Historic countySussex
Unitary authorityBrighton and Hove
Admin HQHove Town Hall
Town charter1313
Incorporated1854
Unitary authority1997
City status2000
Government
 
 • TypeUnitary authority
 • Governing bodyBrighton and Hove City Council
 • LeaderBella Sankey (Labour)
 • MayorLizzie Deane
 • MPsLloyd Russell-Moyle (LabourKemptown)
Caroline Lucas (GreenPavilion)
Area
 
 • Total31.97 sq mi (82.79 km2)
Population
 (2021)
 • Total277,103 (ranked 57th) (Brighton and Hove pop.)
 • Density8,660/sq mi (3,345/km2)
DemonymBrightonian
Time zoneUTC0 (GMT)
 • Summer (DST)UTC+1 (BST)
Postcode area
Area code01273
ISO 3166-2GB-BNH
ONS code00ML (ONS)
E06000043 (GSS)
OS grid referenceTQ315065
NUTS 3UKJ21
PoliceSussex
FireEast Sussex
AmbulanceSouth East Coast
Websitewww.brighton-hove.gov.uk

 

 

 

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