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Top 20 Mortgage Brokers & Advisers in Canterbury
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Here Are The Top 10 Independent Mortgage Advisers in Canterbury.
| W8 Financial Services | Heasledown House Coolinge Lane, Folkestone, CT20 3RE | 01303 888111 | steve@w8fs.co.uk | http://www.w8fs.co.uk/ |
| Anchor Financial Planning Ltd | Fleet House, Fleet Road, St.Margarets at Cliffe, Dover CT15 6HA | 07825 719790 | anchorfp@btinternet.com | https://anchorfp.co.uk/ |
| Meridian Consultants | 50 – 52 Oxford Street, Whitstable, Kent, CT5 1DG | 01227 266688 | info@meridian-mortgages.co.uk | http://www.meridian-mortgages.co.uk/ |
| Mortgage Sense Ltd, | Grove Cottage, The Street, Bishopsbourne, Canterbury, Kent, CT4 5HZ | 07500 556252 | mortgagesense@outlook.com | https://mortgagesense.ltd/ |
| Oyster Financial Solutions LLP | 109 Mortimer Street, Herne Bay, Kent, CT6 5ER | 01227 375500 | admin@oysterfinancialsolutions.co.uk | https://www.oysterfinancialsolutions.co.uk/ |
| Davies Financial Planning Limited | Jagow House, Millstrood Road, Whitstable, Kent, CT5 3PS | 01227 278500 | robin@daviesfinancialplanning.co.uk | https://www.daviesfinancialplanning.co.uk/index.html |
| MyMny Ltd | The Fruitworks, 77 Stour Street, Canterbury, Kent, CT1 2NR | 01227 209989 | info@mymny.co.uk | https://mymny.co.uk/ |
| MHC Mortgage & Protection Ltd | Kent Enterprise House, 1 The Links, Herne Bay, Kent. CT6 7GQ | 01227 807087 | enquiries@mhcmortgages.co.uk | https://www.mhcmortgages.co.uk/ |
How to choose the right mortgage advisers in Canterbury for your needs
When choosing the right mortgage adviser for your needs, here are some key factors to consider:
Look for whole-of-market mortgage advisers in Canterbury
One of the most important things is to find a mortgage adviser that has access to the entire mortgage market, not just a limited panel of lenders. A whole-of-market adviser can compare products from all available lenders to find the best deal tailored to your specific circumstances.
Ask about direct-only deals
Some mortgage products are only available if you apply directly with the lender, not through an adviser. A good adviser should inform you about any direct-only deals that could potentially be cheaper for you, even though they can’t arrange those mortgages themselves.
Consider the type of adviser
You have the choice between traditional mortgage brokers who provide face-to-face or phone advice, and online/digital mortgage advisers in Canterbury that operate through websites and apps. Evaluate which approach suits your preferences and needs.
Check their qualifications and regulation
Make sure the mortgage advisers in Canterbury are qualified, regulated by the Financial Conduct Authority (FCA), and follows industry standards. This ensures you receive professional, unbiased advice. Advisers who are members of bodies like the Association of Mortgage Intermediaries (AMI) are a good sign.
Understand their fees and commissions
Mortgage advisers in Canterbury may charge fees (flat rate, percentage-based, or hourly) or receive commissions from lenders, or both. Get full transparency on their fee structure and how they are compensated before engaging them.
Assess their expertise and customer service
Look for mortgage advisers in Canterbury with expertise in your specific situation, such as first-time buyers, self-employed, or complex financial circumstances. Read reviews, get recommendations, and ensure they can provide the level of guidance and support you need throughout the process.
By considering factors like whole-of-market access, qualifications, fees, expertise, and customer service, you can increase your chances of finding the right mortgage adviser to secure the best mortgage deal for your unique needs
What questions should i ask mortgage advisers in Canterbury before hiring them?
When considering hiring mortgage advisers in Canterbury, it’s important to ask the right questions to ensure you find a qualified and reputable professional who can provide the best guidance and options for your specific circumstances. Here are some key questions you should ask a mortgage adviser before hiring them:
1. Are you authorized and regulated by the Financial Conduct Authority (FCA)?
Ensure the advisers in Canterbury are properly authorised and regulated by the FCA to provide mortgage advice. You can verify their status on the FCA register.
2. Are you a whole-of-market adviser?
Ask if the advisers in Canterbury have access to mortgage products from all lenders across the entire market, not just a limited panel. Whole-of-market access gives you the best chance of finding the most suitable deal.
3. How much do you charge, and how are you compensated?
Understand the adviser’s fee structure upfront, whether it’s a flat fee, percentage-based, or hourly rate. Also, ask if they receive commission from lenders and how this could potentially influence their recommendations.
4. What qualifications and experience do you have?
Inquire about the adviser’s qualifications, years of experience, and areas of expertise (e.g., first-time buyers, self-employed, complex cases).
5. Can you explain the different mortgage types and options?
Good mortgage advisers in Canterbury should be able to clearly explain the various mortgage products, interest rate types, and loan terms to help you make an informed decision.
6. How much can I borrow, and what deposit will I need?
The adviser should assess your financial situation, income, and credit profile to provide an estimate of how much you can borrow and the required deposit amount.
7. What is your process and level of support?
Ask about the adviser’s process, from initial consultation to application and completion, and the level of support and communication you can expect throughout.
8. Do you have professional indemnity insurance?
Ensure the mortgage advisers in Canterbury have professional indemnity insurance in case you need to make a claim for negligent advice.
9. Can you provide references or reviews?
Request references or read reviews from previous clients to gauge the adviser’s reputation and customer satisfaction levels.
By asking these questions, you can better evaluate a mortgage adviser’s qualifications, expertise, transparency, and ability to find the most suitable mortgage product for your needs.
These Canterbury Mortgage Advisers cover the following postcodes.
CT1 to CT10 Postcodes.
| CT1 | CANTERBURY | Canterbury (City centre, St Martins, Northgate and Sturry Road, South Canterbury, Thanington) | Canterbury |
|---|---|---|---|
| CT2 | CANTERBURY | Canterbury (Hales Place, London Road, St Stephen’s and Broad Oak Road, St Dunstans and Whitstable Road), Harbledown, Rough Common, Sturry, Fordwich, Blean, Tyler Hill, Broad Oak, Westbere | Canterbury |
| CT3 | CANTERBURY | Wingham, Hersden, Ash, Littlebourne | Canterbury, Dover |
| CT4 | CANTERBURY | Canterbury (Nackington Road, Stuppington), Chartham, Bridge, Nackington, Lower Hardres, Patrixbourne, Bekesbourne, Chartham Hatch, Part of Harbledown and Rough Common | Canterbury |
| CT5 | WHITSTABLE | Whitstable, Seasalter, Tankerton, Chestfield, Swalecliffe, Yorkletts | Canterbury |
| CT6 | HERNE BAY | Herne Bay, Herne, Broomfield, Greenhill, Eddington, Beltinge, Reculver | Canterbury |
| CT7 | BIRCHINGTON | Birchington-on-Sea, St Nicholas-at-Wade, Sarre, Acol | Thanet |
| CT8 | WESTGATE-ON-SEA | Westgate-on-Sea | Thanet |
| CT9 | MARGATE | Margate, Cliftonville, Birchington, Garlinge, Westbrook | Thanet |
| CT10 | BROADSTAIRS | Broadstairs, St Peter’s | Thanet |
Postcodes CT11 to CT21
| CT11 | RAMSGATE | Ramsgate, Pegwell | Thanet |
|---|---|---|---|
| CT12 | RAMSGATE | Northwood, Minster-in-Thanet, Cliffsend, Monkton, Manston | Thanet |
| CT13 | SANDWICH | Sandwich, Eastry, Woodnesborough, Great Stonar, Richborough | Dover |
| CT14 | DEAL | Deal, Walmer, Kingsdown, Ringwould, Sholden, Great Mongeham, Worth, Ripple, Tilmanstone, Betteshanger | Dover |
| CT15 | DOVER | Alkham, Lydden, Eythorne, St Margaret’s at Cliffe, Elvington | Dover |
| CT16 | DOVER | Dover (town centre and roughly east of A256), Whitfield, Temple Ewell | Dover |
| CT17 | DOVER | Dover (roughly west of A256), Tower Hamlets, River | Dover |
| CT18 | FOLKESTONE | Hawkinge, Lyminge, Etchinghill, Capel-le-Ferne, Densole, Newington | Dover, Folkestone and Hythe |
| CT19 | FOLKESTONE | Folkestone (north), Cheriton | Folkestone and Hythe |
| CT20 | FOLKESTONE | Folkestone (south), Sandgate | Folkestone and Hythe |
| CT21 | HYTHE | Hythe, Saltwood, Lympne, Postling, Newingreen, West Hythe, Westenhanger | Folkestone and Hyth |
More Canterbury Information.
| Population | 55,240 (2011)[1] |
|---|---|
| OS grid reference | TR145575 |
| • London | 54 miles (87 km)[2] |
| District | |
| Shire county | |
| Region | |
| Country | England |
| Sovereign state | United Kingdom |
| Post town | CANTERBURY |
| Postcode district | CT1, CT2, CT4 |
| Dialling code | 01227 |
| Police | Kent |
| Fire | Kent |
| Ambulance | South East Coast |
| UK Parliament | |
Speak to Canterbury mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Canterbury mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.
