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Here Are The Top 10 Independent Mortgage Advisers in Dundee.
| Mortgage Managers Ltd | 18 Doctor Lang Place, Brechin, Angus, Dundee, DD9 6BF | 01382 202 381 | 01356 623 644 | enquiries@mortgagemanagersltd.co.uk | https://www.mortgagemanagersltd.co.uk/ |
| Clarity Mortgage Solutions Ltd | Suite 1, Castlecroft Business Centre, Tom Johnston Road, Dundee, DD4 8XD | 01382 238990 | 01382 724817 | 07952 986485 | alan@clamso.co.uk | https://claritymortgagesolutions.co.uk/ |
| Clark Thomson MortgageFinders Ltd | Unit 26 Prospect III, Gemini Crescent, Dundee Technology Park, Dundee, DD2 1SW | 01382 562365 | info@ctmortgagefinders.co.uk | https://ctmortgagefinders.online/ |
| Mortgages & Financial Services For All Ltd | 73 High Street, Lochee, Dundee, DD2 3AT | 01382 401084 | 07970 780460 | alan.davidson@openwork.uk.com | https://www.mortgageadviceforall.co.uk/ |
| Victoria Mortgage & Protection Services | 128 High Street, Arbroath, Dundee, DD11 1HN | 07786 002 510 | 01241 464464 | ross@victoriamortgageandprotection.co.uk | https://www.victoriamortgageandprotection.co.uk/ |
How to choose the right mortgage advisers in Dundee for your needs
When choosing the right mortgage adviser for your needs, here are some key factors to consider:
Look for whole-of-market mortgage advisers in Dundee.
One of the most important things is to find a mortgage adviser that has access to the entire mortgage market, not just a limited panel of lenders. A whole-of-market adviser can compare products from all available lenders to find the best deal tailored to your specific circumstances.
Ask about direct-only deals
Some mortgage products are only available if you apply directly with the lender, not through an adviser. A good adviser should inform you about any direct-only deals that could potentially be cheaper for you, even though they can’t arrange those mortgages themselves.
Consider the type of adviser
You have the choice between traditional mortgage brokers who provide face-to-face or phone advice, and online/digital mortgage advisers in Dundee that operate through websites and apps. Evaluate which approach suits your preferences and needs.
Check their qualifications and regulation
Make sure the mortgage advisers in Dundee are qualified, regulated by the Financial Conduct Authority (FCA), and follows industry standards. This ensures you receive professional, unbiased advice. Advisers who are members of bodies like the Association of Mortgage Intermediaries (AMI) are a good sign.
Understand their fees and commissions
Mortgage advisers in Dundee may charge fees (flat rate, percentage-based, or hourly) or receive commissions from lenders, or both. Get full transparency on their fee structure and how they are compensated before engaging them.
Assess their expertise and customer service
Look for mortgage advisers in Dundee with expertise in your specific situation, such as first-time buyers, self-employed, or complex financial circumstances. Read reviews, get recommendations, and ensure they can provide the level of guidance and support you need throughout the process.
By considering factors like whole-of-market access, qualifications, fees, expertise, and customer service, you can increase your chances of finding the right mortgage adviser to secure the best mortgage deal for your unique needs
What questions should you ask mortgage advisers in Dundee before hiring them?
When considering hiring mortgage advisers in Dundee, it’s important to ask the right questions to ensure you find a qualified and reputable professional who can provide the best guidance and options for your specific circumstances. Here are some key questions you should ask a mortgage adviser before hiring them:
1. Are you authorized and regulated by the Financial Conduct Authority (FCA)?
Ensure the advisers in Dundee are properly authorised and regulated by the FCA to provide mortgage advice. You can verify their status on the FCA register.
2. Are you a whole-of-market adviser?
Ask if the advisers in Dundee have access to mortgage products from all lenders across the entire market, not just a limited panel. Whole-of-market access gives you the best chance of finding the most suitable deal.
3. How much do you charge, and how are you compensated?
Understand the adviser’s fee structure upfront, whether it’s a flat fee, percentage-based, or hourly rate. Also, ask if they receive commission from lenders and how this could potentially influence their recommendations.
4. What qualifications and experience do you have?
Inquire about the adviser’s qualifications, years of experience, and areas of expertise (e.g., first-time buyers, self-employed, complex cases).
5. Can you explain the different mortgage types and options?
Good mortgage advisers in Dundee should be able to clearly explain the various mortgage products, interest rate types, and loan terms to help you make an informed decision.
6. How much can I borrow, and what deposit will I need?
The adviser should assess your financial situation, income, and credit profile to provide an estimate of how much you can borrow and the required deposit amount.
7. What is your process and level of support?
Ask about the adviser’s process, from initial consultation to application and completion, and the level of support and communication you can expect throughout.
8. Do you have professional indemnity insurance?
Ensure the mortgage advisers in Dundee have professional indemnity insurance in case you need to make a claim for negligent advice.
9. Can you provide references or reviews?
Request references or read reviews from previous clients to gauge the adviser’s reputation and customer satisfaction levels.
By asking these questions, you can better evaluate a mortgage adviser’s qualifications, expertise, transparency, and ability to find the most suitable mortgage product for your needs.
The Dundee Mortgage Advisers Listed Above Cover The Following Dundee Postcodes.
| DD1 | DUNDEE | Most of the city centre, the University and the Riverside | Dundee |
|---|---|---|---|
| DD2 | DUNDEE | The West of the city including Lochee, Blackness, Ninewells, Menzieshill, Charleston, Balgay, Ardler and Logie | Dundee, Perth and Kinross |
| DD3 | DUNDEE | The northwest of the city including St Marys, Downfield and Kirkton, and the inner city areas of Strathmartine, Coldside and the Hilltown | Dundee, Angus |
| DD4 | DUNDEE | The inner city area of Stobswell and Craigie, and the northeast of the city including Pitkerro, Douglas, Fintry and Whitfield | Dundee, Angus |
Dundee Information.
| Coordinates: 56°27′43″N 2°58′15″W | |
| Sovereign state | United Kingdom |
|---|---|
| Country | Scotland |
| Council Area | Dundee City |
| Lieutenancy Area | Dundee |
| Founded | c. 11th century AD |
| Burgh charter | 1191 |
| City status | 26 January 1889 |
Dundee mortgage advisers.
