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Here Are The Top 10 Mortgage Advisers in Reading Offering Free Expert Mortgage Advice.
| Romans Mortgage Services | 30-30a, School Rd, Tilehurst, Reading RG31 5AN | 01344 205156, 0118 953 8738 | tilehurstresidential@romans.co.uk | https://www.romans.co.uk/ |
| Eddison Wells | Davidson House, The Forbury, Reading RG1 3EU | 0800 808 9981 | info@eddisonwells.co.uk | https://www.eddisonwells.co.uk/ |
| Treverton Financial Planning | 400 Thames Valley Park Dr, Earley, Reading RG6 1PT | 0118 324 2281 | nick@trevertonfp.co.uk | https://www.trevertonfp.co.uk/ |
| Regency Mortgage Services | 48 Fairway Ave, Reading RG30 4QA | 0118 945 1805 | chris@regencymortgages.co.uk | https://regencymortgages.co.uk/ |
| Dolphin Independent Mortgage Advice Ltd | 462 Wokingham Rd, Earley, Reading RG6 7HY | 0118 935 3255 | info@dolphinmortgage.co.uk | https://www.dolphinmortgage.co.uk/ |
| Options Mortgage Services | 6-8 Wokingham Rd, Reading RG6 1JG | 0118 954 1000 | info@optionsmortgages.co.uk | https://www.optionsmortgages.co.uk/ |
| Aldermore Asset Finance | 4th Floor, Block D, Apex Plaza, Forbury Rd, Reading RG1 1AX | 0118 955 6600 | service@aldermoresavings.co.uk | https://www.aldermore.co.uk/ |
What will mortgage advisers in Reading actually do for you?
Mortgage Advisers in Reading are professionals who helps individuals find and secure the most suitable mortgage for their needs and financial situation. Their main responsibilities include:
- Listening to the client’s requirements and assessing their financial circumstances to determine the appropriate mortgage.
- Gathering necessary documentation such as pay slips, bank statements, ID, and proof of deposit.
- Checking that the client meets the lender’s criteria and can afford the mortgage.
- Researching the market to find the best mortgage deals available.
- Recommending the most suitable mortgage product and lender.
- Assisting with the mortgage application process and liaising with the lender on the client’s behalf.
- Providing ongoing support and updates throughout the mortgage process until completion.
- Reviewing the client’s mortgage when it comes up for renewal to ensure they are on the best deal.
There are two main types of mortgage advisers in Reading: independent mortgage advisers and tied mortgage advisers. Independent advisers can access mortgages from the entire UK market, while tied advisers are restricted to certain lenders. Using mortgage advisers in Reading, especially for first-time buyers, can increase the chances of securing a mortgage and finding the best value deal.
What are the benefits of using mortgage advisers in Reading?
The key benefits of using mortgage advisers in Reading are:
- Access to a wider range of mortgage deals and lenders. Brokers can search the entire mortgage market to find the best deals, rather than being limited to a single lender’s products.
- Expertise and guidance throughout the mortgage process. Brokers can provide advice tailored to the client’s financial situation and long-term goals, and help navigate the complex mortgage application.
- Time and effort savings. Brokers handle the research, paperwork, and communication with lenders, allowing the client to focus on other aspects of buying a home.
- Increased chances of mortgage approval. Brokers know which lenders are most likely to approve different types of applications, and can negotiate on the client’s behalf.
- Potential cost savings. Brokers can identify deals with lower interest rates, fees, and other costs that may not be available to individual borrowers.
- Ongoing support and reviews. Brokers can provide assistance even after the mortgage is secured, such as when it comes time to remortgage.
In summary, using mortgage advisers in Reading can save time, money, and stress, while also increasing the chances of securing the most suitable mortgage for the client’s needs.
What documents are required to apply for a mortgage through advisers in Reading?
The key documents required to apply for a mortgage through mortgage advisers in Reading are:
- Proof of identity and address:
- Passport or driving license
- Recent utility bill, bank statement, or council tax bill showing your current address.
- Financial documents:
- Last 3 months’ bank statements.
- Last 3 months’ payslips if employed, or last 2 years’ tax returns/accounts if self-employed.
- Details of any existing credit cards, loans, or mortgages.
- Proof of deposit, such as savings account statements.
- Additional documents:
- Proof of residency and nationality if you are not a UK citizen.
- Copies of current mortgage statements if remortgaging.
- Details of any employee benefits like death-in-service or sick pay.
- Copies of the last 2 years’ contracts if you are a contractor.
The mortgage advisers in Reading will guide you on exactly which documents are required based on your specific circumstances. Providing all the necessary documentation upfront can help streamline the mortgage application process.
The Reading Mortgage Advisers Listed Above Cover The Following Reading Postcodes.
| RG9 | HENLEY-ON-THAMES | Henley-on-Thames, Hambleden, Rotherfield Peppard, Turville, Turville Heath, Skirmett, Rockwell End, Mill End, Fawley, Fingest, Frieth, Greenlands, Nettlebed, Shiplake | South Oxfordshire, Buckinghamshire |
|---|---|---|---|
| RG10 | READING | Charvil, Hurst, Ruscombe, Twyford, Wargrave, Waltham St Lawrence | Wokingham, Windsor and Maidenhead |
| RG12 | BRACKNELL | Bracknell (south and town centre), Easthampstead, Bullbrook | Bracknell Forest |
| RG14 | NEWBURY | Newbury (whole town area) | West Berkshire |
| RG17 | HUNGERFORD | Chilton Foliat, Eastbury, Eddington, Kintbury, Hungerford, Inkpen, Lambourn, North Wessex Downs AONB area | West Berkshire, Wiltshire, Vale of White Horse |
| RG18 | THATCHAM | Hampstead Norreys, Hermitage, Thatcham (north), Yattendon | West Berkshire |
| RG19 | THATCHAM | Ashford Hill with Headley, Bishop’s Green, Greenham, Thatcham (south) | West Berkshire, Basingstoke and Deane |
Speak to Reading mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Reading mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.
