At ID Mortgages we understand that buying property can be complex, confusing and difficult. There are many lenders that offer different products, rates and conditions. Who offers the best rates? What are the most suitable terms available? If you choose to go direct to a bank then once you have waited for their next available appointment, at the end of the lengthy meeting, you could be told that the lender is unable to help. This laborious process then needs repeating with another bank until you are able to find a suitable lender. The truth is that the mortgage market is very complex to navigate.