BARTOSZ LUDWICKI, CeMAP, Mortgage and Protection Adviser As a qualified credit and insurance advisor and a graduate of The London Institute of Banking & Finance, I will help you to make your dreams of your own home and a safe future come true. We offer mortgage loans from a wide range of banks and financial institutions. This means that we have a huge advantage over individual banks, as they will not present you with an offer from competitors. We will advise you on the best offer with an installment convenient for you. We offer one of the lowest brokerage rates for credit counseling. Our rules are clear and transparent, there are no hidden costs