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At a glance, here are the Top 25 Mortgage Brokers & Advisers covering Bognor Regis. Browse the companies and see reviews from their previous customers:
| Home & Commercial Mortgages | 258 Havant Rd, Drayton, Portsmouth PO6 1PA | 023 9242 2555 | mark@hcmonline.co.uk | http://www.hcmonline.co.uk/ |
| Mortgage Advice Bureau in Portsmouth | Technopole, Kingston Cres, North End, Portsmouth PO2 8FA | 023 9206 6600 | mortgageadvicebureau.com | |
| ADN Financial Solutions | 3, Sovereign Gate, 308 Commercial Rd, Portsmouth PO1 4BL | 023 9282 2616 | info@adnfs.co.uk | http://www.adnfs.co.uk |
| Mortgage Advice Bureau | 3, Sovereign Gate, 308-314 Commercial Rd, Portsmouth PO1 4BL | 023 9282 2616 | https://www.mortgageadvicebureau.com/ | |
| YesCanDo Money – Portsmouth | 7 Lodge Ave, Drayton, Portsmouth PO6 2JR | 023 9237 3235 | money@yescando.com | https://yescandomoney.com |
| Impartial Financial Solutions | Portsmouth PO2 8RR | 023 9354 1540 | enquiries@impartialfs.co.uk | https://www.impartialfs.co.uk/ |
| Echo Mortgages Ltd | 155C Havant Rd, Drayton, Portsmouth PO6 2AA | 023 9237 3831 | suzi@echomortgages.com | https://www.echomortgages.co.uk/ |
| AMAC mortgages Ltd | Bldg 1000, Lakeside North Harbour, Western Rd, Cosham, Portsmouth PO6 3EN | 023 9258 1185 | enquiries@amacmortgages.co.uk | http://www.amacmortgages.co.uk/ |
| Eddison Wells | Western Rd, Cosham, Portsmouth PO6 3EN | 0800 808 9981 | info@eddisonwells.co.uk | http://eddisonwells.co.uk |
| Choice Financial Solutions | 36 Marmion Rd, Southsea, Portsmouth, Southsea PO5 2AT | 0800 612 8099 | info@choicefinancialsolutions.com | https://choicemortgagesolutions.com/ |
| Meridian Mortgage Solutions | Office 46, Trafalgar House, 223 Southampton Rd, Portchester, Portsmouth PO6 4PY | 07775 882850 | info@trojanfs.co.uk | https://www.meridianmortgage.co.uk/ |
| PFC Mortgages | Grd Floor Offices, Printware Court, Cumberland Business Centre, Northumberland Rd, Portsmouth PO5 1DS | 023 9286 5806 | enquiries@pfcmortgages.co.uk | http://www.pfcmortgages.com/ |
| Nu-era Financial Services | 20 Whitwell Rd, Southsea, Portsmouth, Southsea PO4 0QR | 023 9235 8306 | andy@nu-era-fs.co.uk | https://www.nu-era-fs.co.uk/ |
| Simply Mortgage Matters Ltd | 33 Westover Rd, Portsmouth PO3 6NR | 023 9261 0730 | ivan.truesdell@ntlworld.com | http://www.simplymortgagematters.com/ |
| Barnden Financial Services | Galt Rd, Farlington, Moville, Portsmouth PO6 1DS | 023 9231 8050 | info@barndenfinancial.co.uk | https://barndenfinancial.co.uk/ |
| Mortgage Source | Unit B1 Second Floor Beacon House,, Cumberland Business Centre, Northumberland Road, Southsea PO5 1DS | 023 9236 7327 | enquire@sourceamortgage.co.uk | http://www.sourceamortgage.co.uk/ |
| Wallace Nichols | 8 Clarendon Rd, Southsea, Portsmouth, Southsea PO5 2EE | 023 9235 2943 | n/a | https://www.wallacenichols.co.uk/ |
| AM Mortgages | Haslar Rd, Gosport PO12 2AG | 023 9234 2560 | info@ammortgages.co.uk | https://www.ammortgages.co.uk/ |
| UK Mortgage Finders | Lees Ln, Gosport PO12 3UL | 023 9387 4555 | info@ukmortgagefinders.co.uk | https://www.ukmortgagefinders.co.uk/ |
| Main Finance | Printware Court/Cumberland Business Centre/Northumberland Rd, Southsea PO5 1DS | 023 9286 5806 | enquiries@mainfinance.co.uk | http://www.mainfinance.co.uk/index.php |
| Mortgage Integrity | 21-23 East St, Fareham PO16 0BZ | 01329 822878 | info@mortgageintegrity.co.uk | https://www.mortgageintegrity.co.uk/ |
| Direct Mortgage Services Ltd | Trinity Court, West St, Fareham PO16 0BH | 023 9421 4878 | info@directmortgageservices.co.uk | http://www.directmortgageservices.co.uk/ |
| Swift Mortgages | 66A High St, Fareham PO16 7BB | 01329 234433 | ContactUs@Swift-Mortgages.co.uk | http://www.swift-mortgages.co.uk/ |
| Temple Mortgage | Fort Fareham Business Park, 2nd Floor Artillery House, Fareham PO14 1AH | 01329 282882 | info@templemortgage.co.uk | https://www.templemortgage.co.uk/ |
| Mortgage Adviser Fareham | Unit 5, Quay Side Commerce Centre, Fareham PO16 0XR | 07595 631458 | info@mortgageadviserfareham.com | https://www.mortgageadviserfareham.com/ |
| A2B Financial Services | 4 Stoke Gardens, Stoke Rd, Gosport PO12 1PE | 023 9387 3287 | lanabates@a2bfs.co.uk | https://a2bfs.co.uk/ |
| 2plan wealth management Ltd. | 45 Lindley Ave, Southsea, Portsmouth, Southsea PO4 9NT | 07711 596395 | stuart.maun@2plan.com | http://stuartmaun.2plan.com/ |
| The Mortgage Helpers | 81 High St, Lee-on-the-Solent PO13 9BU | 023 9424 9951 | info@mortgage-helpers.co.uk | https://www.mortgage-helpers.co.uk/ |
| STAR FINANCIAL (UK) LIMITED | 3 Tulip Gardens, Bedhampton, Havant PO9 3BQ | 07786 634873 | rachael@starfinancial.co.uk | http://www.starfinancial.co.uk/ |
| RBM Solutions | 15 Hampshire Terrace, Southsea, Portsmouth PO1 2QF | 07747 113500 | info@rbmsolutions.co.uk | https://rbmsolutions.co.uk/ |
| Cameron Asset Management Ltd | 107-109 Winter Rd, Southsea, Portsmouth, Southsea PO4 8DS | 023 9273 8425 | hhcamerons@btconnect.com | https://www.camlimited.co.uk/ |
If you are looking for Mortgage Brokers in Bognor Regis then you have come to the right place. Mortgage brokers network have one of the largest selection of mortgage brokers and mortgage advisers waiting to help you. Mortgage brokers and mortgage advisers can find the best mortgage for you and apply for the mortgage on your behalf.
Mortgage brokers and mortgage advisers will review the mortgages available to you based on your personal financial situation. Such as income, deposit etc and apply for one on your behalf. They can save you a lot of time by telling you which mortgage lenders are likely to accept you. They will also show you if you could improve your application, and could help speed up the process by dealing with some of the paperwork.
The mortgage brokers and mortgage advisers could actually save you a lot of time and stress. They will handle everything from start to finish. Firstly searching for the right deal to applying and communicating with the mortgage lender on your behalf.
Mortgage brokers and mortgage advisers have expert knowledge and experience of the mortgage market. They will be able to recommend which deals suit your personal situation. They should have access to specialist mortgage software which allows them to search through the mortgage deals much faster and more thoroughly than you could possibly do yourself.
A mortgage broker should know which mortgage lenders are likely to accept you and will help you avoid deals that you are likely to be unsuccessful in being accepted. Unsuccessful applications could have a negative effect on further applications. You will also have the opportunity of recourse if you take out a mortgage using a broker if the mortgage turns out to be unsuitable. This isn’t available if you apply for a mortgage without taking advice.
Firstly, you should check that your mortgage broker or mortgage adviser is authorised to give mortgage advice by consulting the Financial Services Register. Before you actually formally apply for a mortgage. The mortgage broker should thoroughly explore your financial circumstances. They should thoroughly explain what types of mortgages there are and the different deals available. They should advise you on which mortgage deals they feel meet your needs and give you clear justifiable reasons why they’re recommending a particular mortgage deal.
If for any reason you think you’ve received bad advice, you can make a formal complaint. Firstly speak with mortgage broker or mortgage adviser that advised you to see if they can offer a solution to the problem. If they don’t resolve your complaint satisfactorily within eight weeks from the date you complain. Then take your complaint to the Financial Ombudsman Service (0800 023 4567).
Deciding where you want to buy your first home in is only the first step in getting the keys to your home. The process may seem a little overwhelming and daunting. From finding the property, getting the best mortgage deal to liaising with estate agents and solicitors. There are also a lot of different terms thrown at you from the second you start looking at mortgages. Terms like Repayment mortgages, fixed rate, standard variable, etc.
Simply, a mortgage is a loan you take out with a lender for a number of years. The length of time over which you have a mortgage is called the mortgage term. A mortgage can be anywhere between 5 and 40 years. A mortgage is a type of secured loan. Which means it’s secured against a property- usually the property you want to buy with the mortgage. Using a property as security for a loan means that the lender can repossess it if you don’t keep up mortgage payments.
To take out a mortgage, you must put down a mortgage deposit of at least 5% of the purchase price. The mortgage will make up the rest. The good news is you don’t have to figure it all out by yourself. A Good mortgage broker or mortgage advisers in Bognor Regis should help you find the best mortgage deal for your situation. They should assist you at every stage of your home buying journey.
Whether you’ve moved homes before or this is your first time you’re selling your home. Good mortgage brokers and mortgage advisers in Bognor Regis will be able to help you. Whether you want to port your mortgage over to your new property or get a completely a new mortgage. There are certainly things you should consider.
If you’re thinking about porting your mortgage sometimes your lender won’t allow this. For instance the lender might find the property you want to buy unacceptable. When you port your mortgage you effectively have to reapply for the borrowing. You may not qualify as your circumstances might be different.
Also your profession may have changed or your outgoings have increased. Equally your circumstances may not have changed but your lender may have changed their criteria. If you are looking at getting a new mortgage. You should find out if you face an early repayment charge if you choose to leave your current mortgage product. Alternatively you could switch to a different type of mortgage with a different rate and term. However you don’t need to stick with the same product as you could choose from any available products. They could be fixed, variable, tracker, discount etc. A mortgage broker and mortgage advisers will be able to advise you on the mortgages available.
Remortgaging your home could help you save money on your monthly bills. Or even raise money to pay off some debts or fund a home improvement project. However it’s not suitable for everyone. Many borrowers choose to remortgage every few years to take advantage of new rates on offer if their fixed rate or deal is about to end. Rather than go onto their lenders standard variable rate. Remortgaging could also allow you to consolidate debts. You would release some of the equity in your home and take out a new mortgage for a higher amount. Please think carefully before consolidating debts this way. Also some people remortgage to avoid moving home, they raise money to pay for home improvements. Mortgage brokers and mortgage advisers in Bognor Regis will be able to help you with remortgaging.
A buy to let or buy to rent mortgage is a type of mortgage for properties that are owned or purchased with the intention of renting the property out to a tenant. They are commonly set up on an interest only basis. Which means only the monthly interest payments are paid each month. The outstanding loan doesn’t reduce and is paid back at the end of the mortgage term. Mortgage brokers and mortgage advisers in Bognor Regis will be able to help you with buy to let mortgage advice.
Later in life you may find you need additional income. One solution may be to release some money from the value of your home, whilst continuing to live there. An equity release provider can provide you with either a lump sum or an income in exchange for part of the value of your home. The two popular types of equity release are Lifetime mortgages and home Reversions.
Whether equity release is right for you or not will depend on your circumstances. Mortgage brokers and mortgage advisers in Bognor Regis who are qualified to advise on equity release will be able to advise you. They could advise on the rates and the advantages and disadvantages.
Speak to mortgage brokers and mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from local mortgage brokers and mortgage advisers in Bognor Regis or scroll through the companies listed and contact the mortgage brokers directly.
If you have any issues with Mortgage Brokers you can contact the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk/ or you can contact Portsmouth trading standards at.
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