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Here are the Top 20 Independent Mortgage Brokers and Mortgage Advisers in Manchester:
| Didsbury Mortgage Co Ltd | Top Floor, Hartley House, 128a Burton Road, West Didsbury, Manchester M20 1JQ | 0800 1 777 333 | advice@didsbury-mortgage.co.uk | https://www.didsbury-mortgage.co.uk/ |
| Evermore-fs | Suite 29, 4th Flr, Clayton House, 59 Piccadilly, Manchester M1 2AQ | 0845 862 2750 | info@evermore-fs.com | https://www.evermore-fs.com/ |
| We Know Mortgages Ltd | 111 Piccadilly, Ducie Street, Manchester, M1 2HY | 0161 274 9555 | hello@weknowmortgages.co.uk | https://weknowmortgages.co.uk/ |
| Heritage Mortgages | 76 King Street, Manchester M2 4NH | 0161 939 0250 | N/A | http://www.heritagemortgages.co.uk/ |
| Search Mortgage Solutions | First Floor, Canada House, Chepstow Street, Manchester, M1 5FW | 0161 710 2587 | enquiry@searchmortgagesolutions.co.uk | https://www.searchmortgagesolutions.co.uk/ |
| PROFESSIONAL MORTGAGE SERVICES UK LLP | 5 New York Street, Manchester, M1 4JB | 0870 900 94 94 | sales@pms-uk.org | https://www.pms-uk.org/ |
| Shine Mortgages | 78 Hyde Rd, Manchester, M12 6BH | 01619 610078 | info@shinemortgages.co.uk | https://www.shinemortgages.co.uk/ |
| Jackson Potter Mortgage Brokers | Building 2, Exchange Quay, Manchester, M5 3EB | 0161 300 5408 | man@jacksonpotter.co.uk | https://www.jacksonpotter.co.uk/ |
| Pinkstone Mortgage & Protection Advice Services | 11 Malton Avenue, Manchester, M21 8AT | 0161 870 8024 | james@pinkstonechase.co.uk | http://www.pinkstonemortgage.co.uk/ |
| Parkview Mortgages | 30 Park St30 Park St, Prestwich, Manchester M25 1GT, | 0161 773 1069 | pat@parkviewmortgages.co.uk | http://parkviewmortgages.co.uk/ |
| Maxwell Moore Limited | 40 Trafalgar Road, Salford, M6 8JD | 0330 122 7887 | info@maxwellmoore.co.uk | https://maxwellmoore.co.uk/ |
| Millhall Financial Ltd | Office 1, 1 Bridgewater Road, Manchester M28 3JE | 0161 669 4439 | info@millhallfs.com | https://www.millhallfs.com/ |
| LJ Financial Ltd | 2a Kelsall Street, Sale, Cheshire, M33 7TB | 0207 732 8111 | admin@ljfinancial.co.uk | http://www.ljfinancial.co.uk/ |
| Chande Independent Financial Advisers Ltd | 1st Floor, The Granary, 50 Barton Road, Worsley, Manchester, M28 2EB | 0161 728 6677 | bhavesh@chande-ifa.com | http://www.chande-ifa.com/ |
| JonSimon Financial Advice Limited | 10 – 12 Church Street, Radcliffe, Manchester, M26 2SQ | 0161 710 2265 | N/A | https://www.jonsimonfa.co.uk/ |
| Sherrard Financial Management | 37 Manchester Road, Worsley, Manchester, M28 3NS. | 0161 702 0661 | mike@sherrardfm.com | https://www.sherrardfm.com/index.php |
| R.A.E FINANCIAL SERVICES | 59 Northumberland Way , Sharston, Manchester, M22 4UG | 07957 656773 | Ramzy_Abu_Eda@Yahoo.co.uk | https://raefinancialservices.co.uk/ |
| SENSE FINANCIAL | 71 Flixton Road, Urmston, Manchester, M41 5AN | 0161 755 3366 | enquiries@sensefinancial.co.uk | https://www.sensefinancial.co.uk/ |
| Hey Advice Ltd | 74 Montmano Drive, Didsbury, Manchester, M20 2EB. | 0161 399 0198 | enquiries@heymortgages.com | https://www.heymortgages.com/ |
| TaylorMade Finance Ltd | 111 Piccadilly, Manchester, M1 2HY | 0345 305 2540 | info@taylormade-finance.co.uk | https://www.taylormade-finance.co.uk/ |
| Manchester Money Ltd | WeWork Spinningfields, Quay Street, Manchester, M3 3JE | 0161 503 9232 | enquiries@manchester-money.co.uk | https://www.manchester-money.co.uk/ |
| Brookhaven Financial | 92 The Sorting House, 83 Newton Street, Manchester, M1 1ER | 07932 078548 | Frank.McCann@brookhavenfinancial.co.uk | https://www.brookhavenfinancial.co.uk/ |
| Jigsaw Financial Ltd | Flat 26 The Sorting House, 83 Newton Street, Manchester, M1 1EP | 07725 585580 | admin@jigsawfinancialltd.co.uk | https://jigsawfinancialltd.co.uk/ |
| Red Sea Finance | Innospace The Shed, Chester Street, City of Manchester M1 5GD | 0161 818 8340 | info@redseafinance.co.uk | http://www.redseafinance.co.uk/index.html |
| RLV Mortgages Ltd | 16 Burford Avenue, Urmston, Manchester M41 0SN | 0800 112 3766 | info@rlvmortgages.co.uk | https://www.rlvmortgages.co.uk/ |
These Independent Manchester Mortgage Brokers and Mortgage Advisers cover the following postcodes, towns and villages in Manchester:
If you are looking for Independent Mortgage Advice in Manchester then you have come to the right place. Mortgage brokers network have one of the largest selection of mortgage brokers and mortgage advisers waiting to help you. Manchester mortgage brokers and mortgage advisers can find the best mortgage for you and apply for the mortgage on your behalf.
Manchester mortgage brokers and mortgage advisers will review the mortgages available to you based on your personal financial situation. Such as income, deposit etc and apply for one on your behalf. They can save you a lot of time by telling you which mortgage lenders are likely to accept you. They will also show you if you could improve your application, and could help speed up the process by dealing with some of the paperwork.
The mortgage brokers and mortgage advisers could actually save you a lot of time and stress. They will handle everything from start to finish. Firstly searching for the right deal to applying and communicating with the mortgage lender on your behalf.
Independent Mortgage brokers and mortgage advisers in Manchester have expert knowledge and experience of the mortgage market. They will be able to recommend which deals suit your personal situation. They should have access to specialist mortgage software which allows them to search through the mortgage deals much faster and more thoroughly than you could possibly do yourself.
A mortgage broker should know which mortgage lenders are likely to accept you and will help you avoid deals that you are likely to be unsuccessful in being accepted. Unsuccessful applications could have a negative effect on further applications. You will also have the opportunity of recourse if you take out a mortgage using a broker if the mortgage turns out to be unsuitable. This isn’t available if you apply for a mortgage without taking advice.
Firstly, you should check that your mortgage broker or mortgage adviser is authorised to give mortgage advice by consulting the Financial Services Register. Before you actually formally apply for a mortgage. The mortgage broker should thoroughly explore your financial circumstances. They should thoroughly explain what types of mortgages there are and the different deals available. They should advise you on which mortgage deals they feel meet your needs and give you clear justifiable reasons why they’re recommending a particular mortgage deal.
If for any reason you think you’ve received bad advice, you can make a formal complaint. Firstly speak with mortgage broker or mortgage adviser that advised you to see if they can offer a solution to the problem. If they don’t resolve your complaint satisfactorily within eight weeks from the date you complain. Then take your complaint to the Financial Ombudsman Service (0800 023 4567).
Deciding where you want to buy your first home in Manchester is only the first step in getting the keys to your home. The process may seem a little overwhelming and daunting. From finding the property, getting the best mortgage deal to liaising with estate agents and solicitors. There are also a lot of different terms thrown at you from the second you start looking at mortgages. Terms like Repayment mortgages, fixed rate, standard variable, etc.
Simply, a mortgage is a loan you take out with a lender for a number of years. The length of time over which you have a mortgage is called the mortgage term. A mortgage can be anywhere between 5 and 40 years. A mortgage is a type of secured loan. Which means it’s secured against a property- usually the property you want to buy with the mortgage. Using a property as security for a loan means that the lender can repossess it if you don’t keep up mortgage payments.
To take out a mortgage, you must put down a mortgage deposit of at least 5% of the purchase price. The mortgage will make up the rest. The good news is you don’t have to figure it all out by yourself. Good Independent Manchester mortgage brokers or mortgage advisers should help you find the best mortgage deal for your situation. They should assist you at every stage of your home buying journey.
Whether you’ve moved homes before or this is your first time you’re selling your home. Good independent mortgage brokers and mortgage advisers in Manchester will be able to help you. Whether you want to port your mortgage over to your new property or get a completely a new mortgage. There are certainly things you should consider.
If you’re thinking about porting your mortgage sometimes your lender won’t allow this. For instance the lender might find the property you want to buy unacceptable. When you port your mortgage you effectively have to reapply for the borrowing. You may not qualify as your circumstances might be different.
Also your profession may have changed or your outgoings have increased. Equally your circumstances may not have changed but your lender may have changed their criteria. If you are looking at getting a new mortgage. You should find out if you face an early repayment charge if you choose to leave your current mortgage product. Alternatively you could switch to a different type of mortgage with a different rate and term. However you don’t need to stick with the same product as you could choose from any available products. They could be fixed, variable, tracker, discount etc. Manchester mortgage brokers and mortgage advisers will be able to advise you on the mortgages available.
Remortgaging your Manchester home could help you save money on your monthly bills. Or even raise money to pay off some debts or fund a home improvement project. However it’s not suitable for everyone. Many borrowers choose to remortgage every few years to take advantage of new rates on offer if their fixed rate or deal is about to end. Rather than go onto their lenders standard variable rate. Remortgaging could also allow you to consolidate debts. You would release some of the equity in your home and take out a new mortgage for a higher amount. Please think carefully before consolidating debts this way. Also some people remortgage to avoid moving home, they raise money to pay for home improvements. Independent Manchester mortgage brokers and mortgage advisers will be able to help you with remortgaging.
A buy to let or buy to rent mortgage is a type of mortgage for properties that are owned or purchased with the intention of renting the property out to a tenant. They are commonly set up on an interest only basis. Which means only the monthly interest payments are paid each month. The outstanding loan doesn’t reduce and is paid back at the end of the mortgage term. Independent Manchester mortgage brokers and mortgage advisers will be able to help you with buy to let mortgage advice.
Later in life you may find you need additional income. One solution may be to release some money from the value of your home, whilst continuing to live there. An equity release provider can provide you with either a lump sum or an income in exchange for part of the value of your home. The two popular types of equity release are Lifetime mortgages and home Reversions.
Whether equity release is right for you or not will depend on your circumstances. Independent Manchester mortgage brokers and mortgage advisers who are qualified to advise on equity release will be able to advise you. They could advise on the rates and the advantages and disadvantages.
Speak to Manchester mortgage brokers and mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Manchester mortgage brokers and mortgage advisers or scroll through the companies listed and contact the mortgage brokers directly.
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