Category: News
Nov
01
What will a mortgage broker actually do?
The mortgage broker, or mortgage adviser will review the mortgages available to you based on your personal financial situation, such as income, deposit etc. and apply for one on your behalf. They can save you a lot of time by telling you which mortgage lenders are likely to accept you, how you could improve your […]
Nov
01
Why Hire a Mortgage Broker ?
The mortgage broker or mortgage adviser could actually save you a lot of time and stress as they will handle every bit of documentation from start to finish. Firstly, searching for the right deal to applying and communicating with the mortgage lender on your behalf. Mortgage brokers have expert knowledge and experience in the mortgage […]
Nov
01
Knowing Your Rights When Consulting a Mortgage Adviser
Firstly you should check that your mortgage broker or mortgage adviser is authorised to give mortgage advice by consulting the Financial Services Register. Before you formally apply for a mortgage, the mortgage broker should thoroughly explore your financial circumstances. They should thoroughly explain each type of mortgage there is and the different deals available. They […]
Nov
01
Mortgages for first time buyers
Deciding where you want to buy your first home is only the first step in getting the keys to your first home. The process may seem a little overwhelming and daunting. From finding the property, getting the best mortgage deal to liaising with estate agents and solicitors. There are also a lot of different terms […]
Nov
01
Mortgages for people moving home
Whether you’ve moved homes before or this is your first time you’re selling your home a good mortgage broker and mortgage adviser will be able to help you. Whether you want to port your mortgage over to your new property or get a completely a new mortgage, there are things to consider. If you’re thinking […]
Nov
01
Want to Remortgage Your Home? Keep These Things on Your Mind Next Time
Remortgaging your home can help you save money on your monthly bills, raise money to pay off some debts or fund a home improvement project; however, it may not be suitable for everyone. Many borrowers choose to remortgage every few years to take advantage of lower interest rates before their existing deal expires. Instead of […]
Nov
01
Looking for a buy to let mortgage?
A buy to let or buy to rent mortgage is a type of mortgage for properties that are owned or purchased with the intention of renting the property out to a tenant. They are commonly set up on an interest only basis, which means only the monthly interest payments are paid each month. The outstanding […]
Nov
01
Thinking of equity release?
Later in life you may find you need additional income and one solution may be to release some money from the value of your home, whilst continuing to live there. An equity release provider can provide you with either a lump sum or an income in exchange for part of the value of your home. […]
