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Independent Mortgage Brokers in Cambridge:
| N K T Financial Solutions | Suite 4–5 Rookery House, The Guineas, Newmarket, Suffolk, CB8 8EQ | 01638 561522 | hello@nktfs.co.uk | http://nktfs.co.uk/ |
| Embassy Financial Services | 5, Barnwell House, Barnwell Dr, Cambridge CB5 8UU | 0344 332 1057 | N/A | http://www.embassyfinancialservices.co.uk/ |
| Fairfield Financial Solutions Ltd | 5, The Court, Lanwades Business Park, Kentford, Newmarket CB8 7PN | 01638 551476 | info@fairfieldfs.co.uk | https://fairfieldfs.co.uk/ |
| ID Mortgages Ltd | 5 Buckthorn, Ely, Cambridgeshire, CB7 4TN. | 07745 764330 | N/A | http://www.idmortgages.co.uk/ |
| Stuart Nunn Mortgages | 2 Dukes Court, 54 – 62 Newmarket Road, Cambridge, CB5 8DZ | 01223 703757 | info@snamortgages.co.uk | https://snamortgages.co.uk/ |
| Mortgage Solutions Centre | 64 Church End, Cambridge, CB1 3LB | 01223 240 440 | N/A | http://www.cambridgemortgagecentre.co.uk/home.html |
| Varsity Finance Ltd | 20 Station Road, Cambridge, CB1 2JD | 01223 627999 | help@varsityfinance.co.uk | https://www.varsityfinance.co.uk/ |
| Absolute Sense Independent Financial Advisers Limited | 24 Market Street, Ely, CB7 4LS | 01353 880033 | generalenquiries@absolutesense.co.uk | http://www.absolutesense.org/ |
| Limetree Financial Services Limited | 4 Trust Court Vision Park Histon Cambridge CB24 9PW | 01223 266140 | info@limetreefs.co.uk | https://limetreefs.co.uk/ |
Using independent mortgage brokers in Cambridge offers several benefits that can significantly enhance the mortgage application process and the overall experience for the borrower. These advantages include:
Independent mortgage brokers in Cambridge provide tailored guidance and expert advice, taking the time to understand the borrower’s unique financial situation and goals. This level of personalisation is invaluable, especially for first-time homebuyers or individuals with complex financial situations.
These independent mortgage brokers in Cambridge have a deep understanding of the mortgage market and access to a wide range of mortgage products from various lenders, including those not available to the general public. This means they can find the best mortgage rates and terms that suit the borrower’s specific situation.
Independent Mortgage brokers in Cambridge have strong relationships with lenders and can leverage these connections to negotiate better terms on behalf of the borrower. They understand the ins and outs of the mortgage application process and can present the borrower’s case to lenders in the best light, resulting in lower interest rates, reduced fees, or other favourable conditions.
Searching for mortgages online can be a time-consuming and overwhelming process. By working with independent mortgage brokers in Cambridge, the borrower can save precious time and effort. The broker handles paperwork, submits applications, and follows up with lenders, saving the borrower from tedious tasks.
Independent mortgage brokers in Cambridge are not tied to any specific lender or institution. They work for the borrower, providing impartial advice and guiding them towards the best mortgage solution without any bias. This ensures that the advice given is tailored to meet the borrower’s needs and financial goals, saving them from potential pitfalls or unfavourable terms often associated with online mortgage applications.
With Independent mortgage brokers in Cambridge they are certified professionals who have a duty of care to their clients. They can provide expert financial advice, helping borrowers navigate the mortgage process and make informed decisions about their financial future.
These Independent mortgage brokers in Cambridge often have access to a broader range of mortgage products than borrowers could find on their own. This includes products that may not be available to the general public or through direct lender channels.
Mortgage brokers can handle the paperwork and application process for the borrower, making the process smoother and less stressful.
Many mortgage brokers can also advise on insurance products, such as life, home, and critical illness insurance, to help borrowers protect themselves and their loved ones in the event of unforeseen circumstances.
Independent mortgage brokers in Cambridge can offer whole-of-market access, providing borrowers with a comprehensive view of the mortgage market and the best deals available, rather than being limited to a specific lender or a few select products.
Engaging an independent mortgage broker adds a valuable layer of expertise to the mortgage application process. They can help borrowers present a compelling financial profile, optimising their chances for favourable terms, lower interest rates, and an expedited approval process.
Independent mortgage brokers can simplify the lending process by identifying lenders tailored to the borrower’s specific needs and providing transparency, responsiveness, and a commitment to guiding them through the lending process.
Many independent mortgage brokers offer their services for free, which can be a significant advantage for borrowers who want to save money and avoid additional costs.
Independent mortgage brokers are bound by law to have a duty of care towards their clients and to find the best mortgage for their circumstances. This ensures that the broker’s interests are aligned with those of the borrower.
Mortgage brokers must be qualified mortgage professionals, holding certifications such as Cert CII (MP) or CeMAP. This guarantees that the broker has the necessary knowledge and expertise to guide the borrower through the mortgage process
Will act as a middleman between borrowers and lenders to find a suitable loan. They often have a vast network of lenders, a variety of loan types, and the ability to negotiate terms. Brokers primarily focus on securing a loan, whereas advisers offer broader financial advice and help borrowers consider their long-term financial health.In summary, the key differences between a mortgage adviser and a mortgage broker are:
A mortgage adviser provides comprehensive financial advice, while a mortgage broker focuses on securing a loan.
Mortgage advisers offer tailored advice based on the borrower’s financial health, whereas brokers primarily focus on the transactions and getting the best deal for the borrower.
Mortgage advisers guide borrowers through the mortgage process, ensuring they make informed decisions about their financial future, whereas brokers connect borrowers with lenders and negotiate terms on their behalf.
Both roles are crucial in the mortgage application process, and borrowers may benefit from working with either a mortgage adviser or a mortgage broker depending on their specific needs and circumstances.
| CB1 | CAMBRIDGE | Cambridge (Central, South), Teversham (parts of) | Cambridge; South Cambridgeshire |
|---|---|---|---|
| CB2 | CAMBRIDGE | Cambridge (West) | Cambridge; South Cambridgeshire |
| CB3 | CAMBRIDGE | Cambridge (North-West), Girton | Cambridge; South Cambridgeshire |
| CB4 | CAMBRIDGE | Cambridge (North) | Cambridge; South Cambridgeshire |
| CB5 | CAMBRIDGE | Cambridge (East) | Cambridge; South Cambridgeshire |
| CB6 | ELY | Ely (west), Aldreth, Apes Hall, Black Horse Drove, Chettisham, Coveney, Haddenham, Little Downham, Little Thetford, Littleport, Mepal, Pymore, Stretham, Sutton, Wardy Hill, Wentworth, Wilburton, Witcham, Witchford | East Cambridgeshire; King’s Lynn and West Norfolk |
| CB7 | ELY | Ely (east and city centre), Barway, Brandon Bank, Brandon Creek, Broad Hill, Chippenham, Down Field, Fordham, Isleham, Prickwillow, Queen Adelaide, River Bank, Soham, Stuntney, Upware, Wicken | East Cambridgeshire |
| CB8 | NEWMARKET | Newmarket, Ashley, Brinkley, Burrough End, Burrough Green, Carlton, Cheveley, Clopton Green, Cowlinge, Dalham, Denston, Ditton Green, Dullingham, Dunstall Green, Exning, Gazeley, Great Bradley, Kennett, Kentford, Kirtling, Kirtling Green, Lady’s Green, Landwade, Lidgate, Moulton, Ousden, Saxon Street, Six Mile Bottom, Snailwell, Stetchworth, Stradishall, Thorns, Upend, Westley Waterless, Wickhambrook, Woodditton | West Suffolk; East Cambridgeshire; South Cambridgeshire |
| CB9 | HAVERHILL | Haverhill, Barnardiston, Great Thurlow, Great Wratting, Helions Bumpstead, Kedington, Little Bradley, Little Thurlow, Little Wratting, Steeple Bumpstead, Sturmer, Withersfield | West Suffolk; Braintree |
| CB10 | SAFFRON WALDEN | Saffron Walden (north and town centre), Ashdon, Church End, Great Chesterford, Great Sampford, Hempstead, Hinxton, Howlett End, Ickleton, Little Chesterford, Little Sampford, Little Walden, Radwinter, Red Oaks Hill, Sewards End, Wimbish, Wimbish Green | Uttlesford; South Cambridgeshire |
| CB11 | SAFFRON WALDEN | Saffron Walden (south), Arkesden, Audley End, Clavering, Debden, Debden Green, Duddenhoe End, Elmdon, Langley, Littlebury, Littlebury Green, Newport, Pond Street, Quendon, Rickling, Rickling Green, Shortgrove, Starling’s Green, Strethall, Upper Green, Wendens Ambo, Wicken Bonhunt, Widdington | Uttlesford |
|---|---|---|---|
| CB21 | CAMBRIDGE | Fulbourn, Great and Little Wilbraham, West Wratting, Weston Colville, Teversham (parts of), Abington (incl. Little), Hildersham, Bartlow, Hadstock, Horseheath, Shudy Camps, West Wickham, Castle Camps, Balsham, Linton | South Cambridgeshire; Uttlesford |
| CB22 | CAMBRIDGE | Sawston, Great Shelford, Duxford, Stapleford, Harston, Whittlesford, Foxton, Barrington, Little Shelford, Hauxton, Newton, Pampisford, Babraham | South Cambridgeshire |
| CB23 | CAMBRIDGE | Cambourne (Great, Lower and Upper), Barton, Comberton, Harlton, Great and Little Eversden, Bourn, Highfields Caldecote, Coton, Haslingfield, Kingston, Hardwick, Toft, Longstowe, Madingley, Dry Drayton, Papworth Everard, Lolworth, Bar Hill, Elsworth, Knapwell, Conington, Boxworth, Caxton, Papworth Saint Agnes | South Cambridgeshire; Cambridge |
| CB24 | CAMBRIDGE | Cottenham, Milton, Histon, Impington, Willingham, Longstanton, Over, Swavesey, Northstowe, Oakington, Fen Drayton, Rampton | South Cambridgeshire |
| CB25 | CAMBRIDGE | Burwell, Waterbeach, Bottisham, Lode, Landbeach, Swaffham Prior, Swaffham Bulbeck, Stow cum Quy, Horningsea, Reach, Chittering, Cottenham (parts of) | South Cambridgeshire; East Cambridgeshire |
| Coordinates: 52°12′18″N 00°07′21″E | |
| Sovereign state | United Kingdom |
|---|---|
| Country | England |
| Region | East of England |
| County | Cambridgeshire |
| Founded | c. 1209 as Granta Brygg |
| City status | 1951 |
| Government | |
| • Type | Non-metropolitan district council |
| • Body | Cambridge City Council |
| • Mayor | Anna Smith |
| Area | |
| • Urban | 15.7 sq mi (40.7 km2) |
| Population (2022) | |
| • City | 146,995 (ranked 151st) |
| • Urban | 181,137.[2] |
| Demonym | Cantabrigian |
| Ethnicity (2021) | |
| • Ethnic groups | List |
| Religion (2021) | |
| • Religion | List |
| Time zone | UTC0 (GMT) |
| • Summer (DST) | UTC+1 (BST) |
| Postcode | |
| Area code (IDD) | 01223 |
| Vehicle registration area code | AO, AP, AR, AS, AT, AU |
| ONS code | 33UK |
| Major railway stations | Cambridge Station and Cambridge North, |
| Primary airports | Norwich Airport, Southend Airport, Luton Airport & Stansted Airport |
| Police | Cambridgeshire Constabulary |
| Fire and Rescue | Cambridgeshire Fire and Rescue Service |
| Ambulance | East of England |
| Website | cambridge |
Speak to Cambridge independent mortgage brokers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from Independent Cambridge mortgage brokers or scroll through the companies listed and contact the mortgage brokers directly.
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