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Here Are The Top 10 Preston Independent Mortgage Brokers & Advisers Offering Free Independent Mortgage Advice.
| Solutions Mortgage Centre Limited | 20, Navigation Business Village, Navigation Way, Ashton-on-Ribble, Preston PR2 2YP | 01772 789649 | info@solutionsmortgagecentre.co.uk | http://solutionsmortgagecentre.com/ |
| Manchester Mortgages | 35 City Space House, Preston PR1 3LB | 0161 706 0242 | n/a | https://manchestermortgages.co.uk/ |
| Actually Mortgage | 19 Priory Ln, Penwortham, Preston PR1 0AR | 01772 909902 | n/a | https://www.yell.com/biz/actually-mortgages-ltd-preston-1868008/ |
| Key Mortgage Advice | 276 Station Rd, Bamber Bridge, Preston PR5 6EB | 01772 620000 | enquiries@keymortgageadvice.co.uk | https://keymortgageadvice.co.uk/ |
| Sage Financial Management Ltd | 189 Watling St Rd, Fulwood, Preston PR2 8AE | 01772 700008 | n/a | http://sagegroup.co.uk/ |
| McDade Roberts | 316 Blackpool Rd, Fulwood, Preston PR2 3AE | 01772 779020, 01772 717110 | office@mcdaderoberts.co.uk | https://www.mcdaderoberts.co.uk/ |
| Bailey Financial Services | Slater House, Meadowcroft Business Park, Pope Ln, Whitestake, Preston PR4 4BA | 01772 750055 | mail@bailey-fs.co.uk | https://www.bailey-fs.co.uk/ |
| Cheetham Jackson Mortgages | 317 Golden Hill Ln, Leyland, Preston PR25 2YJ | 01257 239999 | info@cjmortgages.co.uk | https://www.cjmortgages.com/ |
| Trafford & Houghton Financial Planning Ltd | 25-27 Ribblesdale House, 14 Ribblesdale Place, Preston PR1 3NA | 01772 825755 | admin@traffordandhoughton.com | https://traffordandhoughton.com/ |
Using independent mortgage brokers in Preston offers several benefits that can significantly enhance the mortgage application process and the overall experience for the borrower. These advantages include:
Independent mortgage brokers in Preston provide tailored guidance and expert advice, taking the time to understand the borrower’s unique financial situation and goals. This level of personalisation is invaluable, especially for first-time homebuyers or individuals with complex financial situations.
These independent mortgage brokers in Preston have a deep understanding of the mortgage market and access to a wide range of mortgage products from various lenders, including those not available to the general public. This means they can find the best mortgage rates and terms that suit the borrower’s specific situation.
Independent Mortgage brokers in Preston have strong relationships with lenders and can leverage these connections to negotiate better terms on behalf of the borrower. They understand the ins and outs of the mortgage application process and can present the borrower’s case to lenders in the best light, resulting in lower interest rates, reduced fees, or other favourable conditions.
Searching for mortgages online can be a time-consuming and overwhelming process. By working with independent mortgage brokers in Preston, the borrower can save precious time and effort. The broker handles paperwork, submits applications, and follows up with lenders, saving the borrower from tedious tasks.
Independent mortgage brokers in Preston are not tied to any specific lender or institution. They work for the borrower, providing impartial advice and guiding them towards the best mortgage solution without any bias. This ensures that the advice given is tailored to meet the borrower’s needs and financial goals, saving them from potential pitfalls or unfavourable terms often associated with online mortgage applications.
With Independent mortgage brokers in Preston they are certified professionals who have a duty of care to their clients. They can provide expert financial advice, helping borrowers navigate the mortgage process and make informed decisions about their financial future.
These Independent mortgage brokers in Preston often have access to a broader range of mortgage products than borrowers could find on their own. This includes products that may not be available to the general public or through direct lender channels.
Mortgage brokers can handle the paperwork and application process for the borrower, making the process smoother and less stressful.
Many mortgage brokers can also advise on insurance products, such as life, home, and critical illness insurance, to help borrowers protect themselves and their loved ones in the event of unforeseen circumstances.
Independent mortgage brokers in Preston can offer whole-of-market access, providing borrowers with a comprehensive view of the mortgage market and the best deals available, rather than being limited to a specific lender or a few select products.
Engaging independent mortgage brokers in Preston adds a valuable layer of expertise to the mortgage application process. They can help borrowers present a compelling financial profile, optimising their chances for favourable terms, lower interest rates, and an expedited approval process.
Independent mortgage brokers can simplify the lending process by identifying lenders tailored to the borrower’s specific needs and providing transparency, responsiveness, and a commitment to guiding them through the lending process.
Many independent mortgage brokers in Preston offer their services for free, which can be a significant advantage for borrowers who want to save money and avoid additional costs.
Independent mortgage brokers are bound by law to have a duty of care towards their clients and to find the best mortgage for their circumstances. This ensures that the broker’s interests are aligned with those of the borrower.
Mortgage brokers must be qualified mortgage professionals, holding certifications such as Cert CII (MP) or CeMAP. This guarantees that the broker has the necessary knowledge and expertise to guide the borrower through the mortgage process
Will act as a middleman between borrowers and lenders to find a suitable loan. They often have a vast network of lenders, a variety of loan types, and the ability to negotiate terms. Brokers primarily focus on securing a loan, whereas advisers offer broader financial advice and help borrowers consider their long-term financial health. In summary, the key differences between a mortgage adviser and a mortgage broker are:
A mortgage adviser provides comprehensive financial advice, while a mortgage broker focuses on securing a loan.
Mortgage advisers offer tailored advice based on the borrower’s financial health, whereas brokers primarily focus on the transactions and getting the best deal for the borrower.
Mortgage advisers guide borrowers through the mortgage process, ensuring they make informed decisions about their financial future, whereas brokers connect borrowers with lenders and negotiate terms on their behalf.
Both roles are crucial in the mortgage application process, and borrowers may benefit from working with either a mortgage adviser or a mortgage broker depending on their specific needs and circumstances.
| PR1 | PRESTON | City Centre, Avenham, Broadgate, Deepdale, Fishwick, St. Matthew’s, Penwortham | City of Preston, South Ribble |
|---|---|---|---|
| PR2 | PRESTON | Ashton On Ribble, Brookfield, Cadley, Fulwood, Grimsargh, Haighton, Ingol, Larches, Lea, Ribbleton, Riversway, Sharoe Green, Tanterton | City of Preston |
| PR3 | PRESTON | Barnacre-with-Bonds, Barton, Bilsborrow, Bonds, Bowgreave, Broughton, Cabus, Calder Vale, Chipping, Claughton, Forton, Garstang, Goosnargh, Great Eccleston, Inglewhite, Little Eccleston, Longridge, Myerscough, Oakenclough, Pilling, Ribchester, St Michael’s On Wyre, Scorton, Whittingham, Winmarleigh | Fylde, City of Preston, Ribble Valley, Wyre |
| PR4 | PRESTON | Becconsall, Catforth, Clifton, Cottam, Eaves, Elswick, Freckleton, Hesketh Bank, Hutton, Inskip, Kirkham, Lea Town, Longton, Much Hoole, New Longton, Newton, Tarleton, Thistleton, Treales, Roseacre and Wharles, Walmer Bridge, Warton, Wesham, Woodplumpton, Wrea Green | Fylde, City of Preston, South Ribble, West Lancashire |
| PR5 | PRESTON | Bamber Bridge, Coupe Green, Cuerdale, Cuerden, Gregson Lane, Higher Walton, Hoghton, Lostock Hall, Riley Green, Samlesbury, Walton-le-Dale, Walton Park, Walton Summit | South Ribble, Chorley |
|---|---|---|---|
| PR6 | CHORLEY | Abbey Village, Adlington, Anderton, Anglezarke, Astley Village, Brindle, Brinscall, Clayton-le-Woods, Heapey, Heath Charnock, Wheelton, White Coppice, Whittle-le-Woods, Withnell | Chorley |
| PR7 | CHORLEY | Adlington, Buckshaw Village, Charnock Richard, Coppull, Eccleston, Euxton, Heath Charnock, Heskin | Chorley |
| PR8 | SOUTHPORT | Ainsdale, Birkdale, Blowick, Scarisbrick | Sefton, West Lancashire |
| PR9 | SOUTHPORT | Banks, Churchtown, Crossens, Marshside | Sefton, West Lancashire |
Speak to Preston independent mortgage brokers and mortgage advisers for help and advice. By using Mortgage Brokers Network we can connect you with over 2,500 Mortgage brokers throughout the UK. Please use our ‘Get Mortgage Advice’ quote form to receive advice from local independent mortgage brokers in Preston or scroll through the companies listed and contact the mortgage brokers directly.
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